Local QR payments
for
travelers
expats
nomads
travelers
Southeast Asia’s QR payment codes are now yours to unlock.
QR Scan Payments
Pay like a local by scanning QR codes with Moreta. No cash, no hassle—just seamless, local transactions wherever you go.
Travel Budgeting
Track spending in real-time with Moreta. Set limits, categorize transactions, and stay on top of your finances.
Currency Exchange
Instantly convert your currency at the best rates with a tap. Transparent fees mean you always know what you're getting.
Securely Link Bank
Sign up, connect your bank, and instantly add your local currency. Experience seamless transactions, wherever you are.
A world of QR codes at your fingertips
Meet Moreta.
Moreta lets you scan QR codes like a local for easy, cashless payments.
Say goodbye 👋🏼 to the hassle of using cash & ATM's.
1. Connect Your Bank
Securely link your bank account with Plaid, the trusted industry leader in financial connections.
2. Add Money
Transfer funds in your local currency via ACH directly from your preferred bank account.
3. Scan the QR Code
Use the Moreta app to scan the merchant’s standard QR code—compatible with the country’s local payment networks.
4. Review and Confirm
Double-check your payment details, including the amount, FX rate, and merchant name, before completing the transaction.
5. Payment Successful
Your wallet seamlessly converts to the local currency, ensuring the merchant gets paid instantly.
Make every dollar count
Moreta makes your dollars do more—see the proof!
🇹🇭 THB
🇵🇭 PHP
🇻🇳 VND
🇰🇭 KHR
Total after fees
1,000 USD conversion =
54,105.21 PHP
32,365.81 THB
Best value
Internationally accepted
Contactless payments
Platform fee • 3%
30 USD
Exchange rate
33.365786
Exchange rate markup
0 USD
Total cost
30 USD
💳 Credit Card
Total after fees
1,000 USD conversion =
32,031.16 THB
52,990.62 PHP
- 334.65 THB
Internationally accepted
Contactless payments
Merchant surcharge fee • 3%
30 USD
2 to 4%
Exchange rate
33.365786
Foreign exchange fee • 1%
10 USD
0.5 to 2.5%
Total cost
40 USD
💴 Cash Withdrawal
Total after fees
1,000 USD conversion =
54,105.21 PHP
31,821.45 THB
- 544.36 THB
Internationally accepted
Contactless payments
Local ATM fee (x4)
26.38 USD
Exchange rate
33.365786
Exchange rate markup • 2%
20 USD
0.5 to 2.5%
Total cost
46.38 USD
Assume four withdrawals for 1,000 USD
Share your next adventure
Show us how you #TravelWithoutLimits by tagging us @moretapay for a chance to be featured!
Gabriel Schull
@gabrielschull
Emily Kim
@emmykim_9
Michael Mulhall
@michaelmulhall
Erica Kranz
@ericabkranz
Richard Patterson
@rickpatt61
Jordan Hakami
@jordanhakami
Julia Lei
@julss_lei2
Alex Rivera
@alexonthego
Carter Mastronardi
@_mastro91
Frequently asked questions
How do I make payments with Moreta at merchant stores?
What makes Moreta unique compared to international multi-currency card accounts?
What are Moreta's transaction fees?
Is Moreta secure for transactions?
What countries will Moreta be available in?
