PAY LIKE A LOCAL
ACROSS ASIA VIA QR CODES.
PAY LIKE A LOCAL ACROSS ASIA VIA QR CODES.
PAY LIKE A LOCAL
ACROSS ASIA VIA QR CODES.
The simplest way to pay abroad.
The simplest way to pay abroad.
Effortless, secure QR payments wherever you travel. Coming to Southeast and Eastern Asia this fall.
Local QR payments for
travelers.
expats.
nomads.
travelers.
travelers.
expats.
nomads.
travelers.
Connect your US, UK or EU bank account & get 1% cash back with zero fees.
Pay like a local across Southeast Asia via QR codes.
HOW MORETA WORKS.
HOW MORETA WORKS.
Moreta lets you scan QR codes like a local for easy, cashless payments.
Say goodbye to the hassle of using cash & ATM's.
Moreta lets you scan QR codes like a local for easy, cashless payments.
1. Add Payment Method
Choose from secure deposit methods including bank connections, bank transfers, or cards. Your information is protected every step of the way.
2. Add Money
Top up instantly using your preferred payment method.
3. Scan the QR Code
Use the Moreta app to scan the merchant’s standard QR code, compatible with the country’s local payment networks.
4. Review and Confirm
Double-check your payment details, including the amount, FX rate, and merchant name, before completing the transaction.
5. Payment Successful
Your wallet seamlessly converts to the local currency, ensuring the merchant gets paid instantly.
1. Connect Your Bank
Securely link your bank account with Plaid, the trusted industry leader in financial connections.
2. Add Money
Transfer funds in your local currency via ACH directly from your preferred bank account.
3. Scan the QR Code
Use the Moreta app to scan the merchant’s standard QR code—compatible with the country’s local payment networks.
4. Review and Confirm
Double-check your payment details, including the amount, FX rate, and merchant name, before completing the transaction.
5. Payment Successful
Your wallet seamlessly converts to the local currency, ensuring the merchant gets paid instantly.
1. Connect Your Bank
Securely link your bank account with Plaid, the trusted industry leader in financial connections.
2. Add Money
Transfer funds in your local currency via ACH directly from your preferred bank account.
3. Scan the QR Code
Use the Moreta app to scan the merchant’s standard QR code—compatible with the country’s local payment networks.
4. Review and Confirm
Double-check your payment details, including the amount, FX rate, and merchant name, before completing the transaction.
5. Payment Successful
Your wallet seamlessly converts to the local currency, ensuring the merchant gets paid instantly.
1. Add Payment Method
Choose from secure deposit methods including bank connections, bank transfers, or cards. Your information is protected every step of the way.
2. Add Money
Top up instantly using your preferred payment method.
3. Scan the QR Code
Use the Moreta app to scan the merchant’s standard QR code—compatible with the country’s local payment networks.
4. Review and Confirm
Double-check your payment details, including the amount, FX rate, and merchant name, before completing the transaction.
5. Payment Successful
Your wallet seamlessly converts to the local currency, ensuring the merchant gets paid instantly.
1. Add Payment Method
Choose from secure deposit methods including bank connections, bank transfers, or cards. Your information is protected every step of the way.
2. Add Money
Top up instantly using your preferred payment method.
3. Scan the QR Code
Use the Moreta app to scan the merchant’s standard QR code—compatible with the country’s local payment networks.
4. Review and Confirm
Double-check your payment details, including the amount, FX rate, and merchant name, before completing the transaction.
5. Payment Successful
Your wallet seamlessly converts to the local currency, ensuring the merchant gets paid instantly.
1. Connect Your Bank
Securely link your bank account with Plaid, the trusted industry leader in financial connections.
2. Add Money
Top up instantly using your preferred payment method.
3. Scan the QR Code
Use the Moreta app to scan the merchant’s standard QR code—compatible with the country’s local payment networks.
4. Review and Confirm
Double-check your payment details, including the amount, FX rate, and merchant name, before completing the transaction.
5. Payment Successful
Your wallet seamlessly converts to the local currency, ensuring the merchant gets paid instantly.
1. Connect Your Bank
Securely link your bank account with Plaid, the trusted industry leader in financial connections.
2. Add Money
Top up instantly using your preferred payment method.
3. Scan the QR Code
Use the Moreta app to scan the merchant’s standard QR code—compatible with the country’s local payment networks.
4. Review and Confirm
Double-check your payment details, including the amount, FX rate, and merchant name, before completing the transaction.
5. Payment Successful
Your wallet seamlessly converts to the local currency, ensuring the merchant gets paid instantly.
1. Connect Your Bank
Securely link your bank account with Plaid, the trusted industry leader in financial connections.
2. Add Money
Transfer funds in your local currency via ACH directly from your preferred bank account.
3. Scan the QR Code
Use the Moreta app to scan the merchant’s standard QR code, compatible with the country’s local payment networks.
4. Review and Confirm
Double-check your payment details, including the amount, FX rate, and merchant name, before completing the transaction.
3. Scan the QR Code
Use the Moreta app to scan the merchant’s standard QR code, compatible with the country’s local payment networks.
1. Connect Your Bank
Securely link your bank account with Plaid, the trusted industry leader in financial connections.
2. Add Money
Transfer funds in your local currency via ACH directly from your preferred bank account.
3. Scan the QR Code
Use the Moreta app to scan the merchant’s standard QR code, compatible with the country’s local payment networks.
4. Review and Confirm
Double-check your payment details, including the amount, FX rate, and merchant name, before completing the transaction.
3. Scan the QR Code
Use the Moreta app to scan the merchant’s standard QR code, compatible with the country’s local payment networks.
1. Connect Your Bank
Securely link your bank account with Plaid, the trusted industry leader in financial connections.
4. Review and Confirm
Double-check your payment details, including the amount, FX rate, and merchant name, before completing the transaction.
3. Scan the QR Code
Use the Moreta app to scan the merchant’s standard QR code—compatible with the country’s local payment networks.
4. Review and Confirm
Double-check your payment details, including the amount, FX rate, and merchant name, before completing the transaction.
5. Payment Successful
Your wallet seamlessly converts to the local currency, ensuring the merchant gets paid instantly.
1. Connect Your Bank
Securely link your bank account with Plaid, the trusted industry leader in financial connections.
4. Review and Confirm
Double-check your payment details, including the amount, FX rate, and merchant name, before completing the transaction.
3. Scan the QR Code
Use the Moreta app to scan the merchant’s standard QR code—compatible with the country’s local payment networks.
4. Review and Confirm
Double-check your payment details, including the amount, FX rate, and merchant name, before completing the transaction.
5. Payment Successful
Your wallet seamlessly converts to the local currency, ensuring the merchant gets paid instantly.
1. Connect Your Bank
Securely link your bank account with Plaid, the trusted industry leader in financial connections.
5. Payment Successful
Your wallet seamlessly converts to the local currency, ensuring the merchant gets paid instantly.
3. Scan the QR Code
Use the Moreta app to scan the merchant’s standard QR code—compatible with the country’s local payment networks.
4. Review and Confirm
Double-check your payment details, including the amount, FX rate, and merchant name, before completing the transaction.
5. Payment Successful
Your wallet seamlessly converts to the local currency, ensuring the merchant gets paid instantly.
1. Connect Your Bank
Securely link your bank account with Plaid, the trusted industry leader in financial connections.
5. Payment Successful
Your wallet seamlessly converts to the local currency, ensuring the merchant gets paid instantly.
3. Scan the QR Code
Use the Moreta app to scan the merchant’s standard QR code—compatible with the country’s local payment networks.
4. Review and Confirm
Double-check your payment details, including the amount, FX rate, and merchant name, before completing the transaction.
5. Payment Successful
Your wallet seamlessly converts to the local currency, ensuring the merchant gets paid instantly.
A world of QR codes at your fingertips
Built for international travelers, expats, and nomads.
COMPARE RATES.
COMPARE RATES.
Get the full picture before you pay with side-by-side rates, fees, and total value.
Get the full picture before you pay with side-by-side rates, fees, and total value.
USDUSDUS dollar
THBThai bahtLoading exchange rates...
USDUSDUS dollarTHBThai bahtLoading exchange rates...
USDUSDUS dollarTHBThai bahtProvider
Supports QR?
(99% accepted)
Exchange rate
(1 USD → THB)
Fees
Spending power
(You can spend)
Loading exchange rates...
"At Moreta, your security isn't a feature. It's the foundation. We treat every transaction like it's our own money on the line and every account like it belongs to someone we love. "
"At Moreta, your security isn't a feature. It's the foundation. We treat every transaction like it's our own money on the line and every account like it belongs to someone we love. "
"At Moreta, your security isn't a feature. It's the foundation. We treat every transaction like it's our own money on the line and every account like it belongs to someone we love. "
Sam Yu, Co-Founder and CTO · Moreta
Sam Yu, Co-Founder and CTO · Moreta
Sam Yu, Co-Founder and CTO · Moreta
Protected funds
Connected via Plaid, your funds are insured and stored in trusted banks, kept separate and secure.
Protected funds
Connected via Plaid, your funds are insured and stored in trusted banks, kept separate and secure.
Protected funds
Connected via Plaid, your funds are insured and stored in trusted banks, kept separate and secure.
Strict identity checks
Powered by machine learning, every account is verified with AiPrise to block bad actors.
Strict identity checks
Powered by machine learning, every account is verified with AiPrise to block bad actors.
Strict identity checks
Powered by machine learning, every account is verified with AiPrise to block bad actors.
24/7 fraud monitoring
Our security team monitors transactions 24/7, with human support always on hand.
24/7 fraud monitoring
Our security team monitors transactions 24/7, with human support always on hand.
24/7 fraud monitoring
Our security team monitors transactions 24/7, with human support always on hand.
Licensed to protect
FinCEN-registered and MSB-licensed under strict U.S. financial security standards.
Licensed to protect
FinCEN-registered and MSB-licensed under strict U.S. financial security standards.
Licensed to protect
FinCEN-registered and MSB-licensed under strict U.S. financial security standards.
Real-time alerts
We send instant updates on your account activity to help you spot anything suspicious right away.
Real-time alerts
We send instant updates on your account activity to help you spot anything suspicious right away.
Remote access detection
If we spot a login from an unusual location, we act fast to secure your account.
Remote access detection
If we spot a login from an unusual location, we act fast to secure your account.
OUR COMMUNITY SPEAKS.
OUR COMMUNITY SPEAKS.
Hear from influencers and fellow travelers about their favorite Moreta features.
Hear from influencers and fellow travelers about their favorite Moreta features.
Hear from influencers and fellow travelers about their favorite Moreta features.
FREQUENTLY ASKED QUESTIONS.
FREQUENTLY ASKED QUESTIONS.
How do I make payments with Moreta at merchant stores?
What exchange rate does Moreta use?
What are the fees for deposits and withdrawals?
What are the fees for payments?
What makes Moreta unique compared to international multi-currency card accounts?
Is Moreta secure for transactions?
What countries is Moreta available in?
How do I make payments with Moreta at merchant stores?
What exchange rate does Moreta use?
What are the fees for deposits and withdrawals?
What are the fees for payments?
What makes Moreta unique compared to international multi-currency card accounts?
Is Moreta secure for transactions?
What countries is Moreta available in?
How do I make payments with Moreta at merchant stores?
What exchange rate does Moreta use?
What are the fees for deposits and withdrawals?
What are the fees for payments?
What makes Moreta unique compared to international multi-currency card accounts?
Is Moreta secure for transactions?
What countries is Moreta available in?
HOW MORETA WORKS.
Moreta lets you scan QR codes like a local for easy, cashless payments. Say goodbye to the hassle of using cash & ATM's.
1. Add Payment Method
Choose from secure deposit methods including bank connections, bank transfers, or cards. Your information is protected every step of the way.
2. Add Money
Top up instantly using your preferred payment method.
3. Scan the QR Code
Use the Moreta app to scan the merchant’s standard QR code—compatible with the country’s local payment networks.
4. Review and Confirm
Double-check your payment details, including the amount, FX rate, and merchant name, before completing the transaction.
5. Payment Successful
Your wallet seamlessly converts to the local currency, ensuring the merchant gets paid instantly.
1. Add Payment Method
Choose from secure deposit methods including bank connections, bank transfers, or cards. Your information is protected every step of the way.
2. Add Money
Top up instantly using your preferred payment method.
3. Scan the QR Code
Use the Moreta app to scan the merchant’s standard QR code—compatible with the country’s local payment networks.
4. Review and Confirm
Double-check your payment details, including the amount, FX rate, and merchant name, before completing the transaction.
5. Payment Successful
Your wallet seamlessly converts to the local currency, ensuring the merchant gets paid instantly.
A world of QR codes at your fingertips
Built for international travelers, expats, and nomads.
