





How International Travelers, Nomads & Expats Can Pay With QR Codes in the Philippines
How International Travelers, Nomads & Expats Can Pay With QR Codes in the Philippines
Enjoy the bustling beauty of Manila, the white-sand beaches of Palawan, the Chocolate Hills of Bohol and much more without worrying about foreign transaction fees, ATM withdrawals or debit card headaches. Moreta Pay makes paying for goods and services a cinch as you explore everything the Philippines has to offer. Whether you're experiencing the Pearl of the Orient as a short-term guest or long-time expat, Moreta Pay provides peace of mind, security and convenience as you make QR code payments like Filipino locals.


Why QR Code Is the Best Way to Pay in the Philippines
QR code payments in the Philippines and other Southeast Asian countries are gaining popularity. It's not difficult to see why. This form of payment is contactless and quick, eliminating the need to hand over cash or a card when paying restaurants, merchants and more. Making QR code payments also boosts security, significantly reducing the risk of fraud. With a platform like Moreta, you even get round-the-clock fraud monitoring and robust encryption for peace of mind. Pair all that with the overall affordability of QR code payments, and it's the best way to pay your way during your travels.
Why QR Code Is the Best Way to Pay in the Philippines
QR code payments in the Philippines and other Southeast Asian countries are gaining popularity. It's not difficult to see why. This form of payment is contactless and quick, eliminating the need to hand over cash or a card when paying restaurants, merchants and more. Making QR code payments also boosts security, significantly reducing the risk of fraud. With a platform like Moreta, you even get round-the-clock fraud monitoring and robust encryption for peace of mind. Pair all that with the overall affordability of QR code payments, and it's the best way to pay your way during your travels.
Why QR Code Is the Best Way to Pay in the Philippines
QR code payments in the Philippines and other Southeast Asian countries are gaining popularity. It's not difficult to see why. This form of payment is contactless and quick, eliminating the need to hand over cash or a card when paying restaurants, merchants and more. Making QR code payments also boosts security, significantly reducing the risk of fraud. With a platform like Moreta, you even get round-the-clock fraud monitoring and robust encryption for peace of mind. Pair all that with the overall affordability of QR code payments, and it's the best way to pay your way during your travels.

The Problem With Paying Abroad as a Tourist, Expat or Nomad
Moreta Pay is an easy-to-use platform that's changing the game for tourists, expats and nomads. Here's how it works.

The Problem With Paying Abroad as a Tourist, Expat or Nomad
Moreta Pay is an easy-to-use platform that's changing the game for tourists, expats and nomads. Here's how it works.

The Problem With Paying Abroad as a Tourist, Expat or Nomad
Moreta Pay is an easy-to-use platform that's changing the game for tourists, expats and nomads. Here's how it works.

How Moreta Pay Works
While you can often use your debit or credit card abroad, there are risks in doing so. Many financial institutions will lock down cards when they suspect fraud, leaving you without access to your funds. Even if transactions go through, you'll likely pay several inflated fees that make every payment more expensive. Additionally, using cash or a card can increase the risk of fraud. Making QR code payments through Moreta is an easy and secure solution that solves many of the challenges travelers face when paying for goods abroad.

How Moreta Pay Works
While you can often use your debit or credit card abroad, there are risks in doing so. Many financial institutions will lock down cards when they suspect fraud, leaving you without access to your funds. Even if transactions go through, you'll likely pay several inflated fees that make every payment more expensive. Additionally, using cash or a card can increase the risk of fraud. Making QR code payments through Moreta is an easy and secure solution that solves many of the challenges travelers face when paying for goods abroad.

How Moreta Pay Works
While you can often use your debit or credit card abroad, there are risks in doing so. Many financial institutions will lock down cards when they suspect fraud, leaving you without access to your funds. Even if transactions go through, you'll likely pay several inflated fees that make every payment more expensive. Additionally, using cash or a card can increase the risk of fraud. Making QR code payments through Moreta is an easy and secure solution that solves many of the challenges travelers face when paying for goods abroad.
Verify Your Identity
The first step in using Moreta Pay is to verify your identity, a security measure that helps protect you from fraud. When creating a new account, snap a photo of your passport and take a selfie.
Link Your Payment Method
After identity verification, you can link your chosen payment method. With Moreta Pay, you can securely add funds to your account in various ways, including ACH transfers for USD, UK Faster Payments for GBP, SEPA for EUR or international Visa and Mastercard debit or credit cards. Moreta Pay partners with Plaid and J.P. Morgan to streamline the process and ensure security.)
Load Funds to Your Moreta Pay Wallet
All that's left to do to prepare for your travels is to transfer funds into your Moreta Pay account. Transfer as much as you need – You can top up later with your bank account or card if necessary.
Scan QR Codes at Local Shops & Restaurants
Throughout the Philippines, you'll see merchants displaying QR codes that are compatible with local payment networks. Use the Moreta Pay app to scan them, and you can make quick and secure payments in seconds.
Get Seamless Payments on the Go
After scanning, double-check payment details on the Moreta Pay app. Then, simply swipe to pay!
Coming Soon: More Countries Across Southeast Asia
Moreta Pay will soon be available in more countries throughout Southeast Asia. Extend your trip outside the Philippines, and enjoy peace of mind and convenience as you pay your way throughout the region.
Verify Your Identity
The first step in using Moreta Pay is to verify your identity, a security measure that helps protect you from fraud. When creating a new account, snap a photo of your passport and take a selfie.
Link Your Payment Method
After identity verification, you can link your chosen payment method. With Moreta Pay, you can securely add funds to your account in various ways, including ACH transfers for USD, UK Faster Payments for GBP, SEPA for EUR or international Visa and Mastercard debit or credit cards. Moreta Pay partners with Plaid and J.P. Morgan to streamline the process and ensure security.)
Load Funds to Your Moreta Pay Wallet
All that's left to do to prepare for your travels is to transfer funds into your Moreta Pay account. Transfer as much as you need – You can top up later with your bank account or card if necessary.
Scan QR Codes at Local Shops & Restaurants
Throughout the Philippines, you'll see merchants displaying QR codes that are compatible with local payment networks. Use the Moreta Pay app to scan them, and you can make quick and secure payments in seconds.
Get Seamless Payments on the Go
After scanning, double-check payment details on the Moreta Pay app. Then, simply swipe to pay!
Coming Soon: More Countries Across Southeast Asia
Moreta Pay will soon be available in more countries throughout Southeast Asia. Extend your trip outside the Philippines, and enjoy peace of mind and convenience as you pay your way throughout the region.
Verify Your Identity
The first step in using Moreta Pay is to verify your identity, a security measure that helps protect you from fraud. When creating a new account, snap a photo of your passport and take a selfie.
Link Your Payment Method
After identity verification, you can link your chosen payment method. With Moreta Pay, you can securely add funds to your account in various ways, including ACH transfers for USD, UK Faster Payments for GBP, SEPA for EUR or international Visa and Mastercard debit or credit cards. Moreta Pay partners with Plaid and J.P. Morgan to streamline the process and ensure security.)
Load Funds to Your Moreta Pay Wallet
All that's left to do to prepare for your travels is to transfer funds into your Moreta Pay account. Transfer as much as you need – You can top up later with your bank account or card if necessary.
Scan QR Codes at Local Shops & Restaurants
Throughout the Philippines, you'll see merchants displaying QR codes that are compatible with local payment networks. Use the Moreta Pay app to scan them, and you can make quick and secure payments in seconds.
Get Seamless Payments on the Go
After scanning, double-check payment details on the Moreta Pay app. Then, simply swipe to pay!
Coming Soon: More Countries Across Southeast Asia
Moreta Pay will soon be available in more countries throughout Southeast Asia. Extend your trip outside the Philippines, and enjoy peace of mind and convenience as you pay your way throughout the region.

Why Moreta Pay Is Better Than Alternatives
Despite the availability of ATMs and card payments throughout the Philippines, Moreta Pay remains the best choice for travelers. Here's why.

Why Moreta Pay Is Better Than Alternatives
Despite the availability of ATMs and card payments throughout the Philippines, Moreta Pay remains the best choice for travelers. Here's why.

Why Moreta Pay Is Better Than Alternatives
Despite the availability of ATMs and card payments throughout the Philippines, Moreta Pay remains the best choice for travelers. Here's why.
No Local Bank Account Required
With Moreta Pay, you can add funds in your local currency from your home bank account or Visa/Mastercard. You don't need to open a Filipino bank account, even if you're a long-term expat.
Lower Fees Compared to Cash or Card Alternatives
When you use your card abroad, whether directly with a merchant or an ATM, you'll pay hefty fees. Moreta Pay is a cost-effective alternative, charging significantly lower fees while offering greater transparency.
Seamless Integration With PayMaya, GCash & QRPH
PayMaya, GCash and QRPH are three of the most popular digital payment platforms, with the latter being the nation's standard QR code system. Moreta Pay seamlessly integrates with all three, ensuring a simpler checkout experience and widespread acceptance.
Instant, Contactless QR Payments
Moreta Pay is a truly contactless payment method – you don't even have to interact with a cashier or visit a cash register. With QR code payments with Moreta, you don't have to hand over cash or cards, making your payment more secure than ever.
Designed for International Travelers, Expats & Nomads
Whether you're in the Philippines for a few days, months or years, Moreta Pay makes living like a Filipino easier than ever. Keep your funds secure and take full advantage of local payment networks. With Moreta Pay, you can do it all without having to open a Filipino bank account, pull cash from an ATM or use your card.
Real Exchange Rates, Plus Cashback
Moreta Pay gives you real exchange rates, converting your local currency into Philippine Pesos the moment a transaction occurs. As a result, you get accurate and favorable exchange rates. As a cherry on top, Moreta also rewards you with cashback.
Several Accepted Payment Types
With Moreta Pay, you can add funds to your account in many ways. Moreta accepts several payment methods, allowing you to fund your account before your trip or top up on the go. When adding USD, you can use ACH to transfer funds securely from your bank account. If you're in the UK, you can add GBP using UK Faster Payments. Meanwhile, Moreta accepts SEPA for Euro transfers. You can also use Visa or Mastercard debit or credit cards to add funds.
No Local Bank Account Required
With Moreta Pay, you can add funds in your local currency from your home bank account or Visa/Mastercard. You don't need to open a Filipino bank account, even if you're a long-term expat.
Lower Fees Compared to Cash or Card Alternatives
When you use your card abroad, whether directly with a merchant or an ATM, you'll pay hefty fees. Moreta Pay is a cost-effective alternative, charging significantly lower fees while offering greater transparency.
Seamless Integration With PayMaya, GCash & QRPH
PayMaya, GCash and QRPH are three of the most popular digital payment platforms, with the latter being the nation's standard QR code system. Moreta Pay seamlessly integrates with all three, ensuring a simpler checkout experience and widespread acceptance.
Instant, Contactless QR Payments
Moreta Pay is a truly contactless payment method – you don't even have to interact with a cashier or visit a cash register. With QR code payments with Moreta, you don't have to hand over cash or cards, making your payment more secure than ever.
Designed for International Travelers, Expats & Nomads
Whether you're in the Philippines for a few days, months or years, Moreta Pay makes living like a Filipino easier than ever. Keep your funds secure and take full advantage of local payment networks. With Moreta Pay, you can do it all without having to open a Filipino bank account, pull cash from an ATM or use your card.
Real Exchange Rates, Plus Cashback
Moreta Pay gives you real exchange rates, converting your local currency into Philippine Pesos the moment a transaction occurs. As a result, you get accurate and favorable exchange rates. As a cherry on top, Moreta also rewards you with cashback.
Several Accepted Payment Types
With Moreta Pay, you can add funds to your account in many ways. Moreta accepts several payment methods, allowing you to fund your account before your trip or top up on the go. When adding USD, you can use ACH to transfer funds securely from your bank account. If you're in the UK, you can add GBP using UK Faster Payments. Meanwhile, Moreta accepts SEPA for Euro transfers. You can also use Visa or Mastercard debit or credit cards to add funds.
No Local Bank Account Required
With Moreta Pay, you can add funds in your local currency from your home bank account or Visa/Mastercard. You don't need to open a Filipino bank account, even if you're a long-term expat.
Lower Fees Compared to Cash or Card Alternatives
When you use your card abroad, whether directly with a merchant or an ATM, you'll pay hefty fees. Moreta Pay is a cost-effective alternative, charging significantly lower fees while offering greater transparency.
Seamless Integration With PayMaya, GCash & QRPH
PayMaya, GCash and QRPH are three of the most popular digital payment platforms, with the latter being the nation's standard QR code system. Moreta Pay seamlessly integrates with all three, ensuring a simpler checkout experience and widespread acceptance.
Instant, Contactless QR Payments
Moreta Pay is a truly contactless payment method – you don't even have to interact with a cashier or visit a cash register. With QR code payments with Moreta, you don't have to hand over cash or cards, making your payment more secure than ever.
Designed for International Travelers, Expats & Nomads
Whether you're in the Philippines for a few days, months or years, Moreta Pay makes living like a Filipino easier than ever. Keep your funds secure and take full advantage of local payment networks. With Moreta Pay, you can do it all without having to open a Filipino bank account, pull cash from an ATM or use your card.
Real Exchange Rates, Plus Cashback
Moreta Pay gives you real exchange rates, converting your local currency into Philippine Pesos the moment a transaction occurs. As a result, you get accurate and favorable exchange rates. As a cherry on top, Moreta also rewards you with cashback.
Several Accepted Payment Types
With Moreta Pay, you can add funds to your account in many ways. Moreta accepts several payment methods, allowing you to fund your account before your trip or top up on the go. When adding USD, you can use ACH to transfer funds securely from your bank account. If you're in the UK, you can add GBP using UK Faster Payments. Meanwhile, Moreta accepts SEPA for Euro transfers. You can also use Visa or Mastercard debit or credit cards to add funds.

Activate Your Moreta Pay Account Before Your Trip
Don't let worries about managing your money and making payments get in the way of an unforgettable experience. Immerse yourself in the Filipino lifestyle and make QR code payments like locals using Moreta Pay. With Moreta, you can enjoy peace of mind, convenience and ultimate security no matter where your travels take you. Visit Moreta Pay to activate your account and set yourself up for success before your travels.

Activate Your Moreta Pay Account Before Your Trip
Don't let worries about managing your money and making payments get in the way of an unforgettable experience. Immerse yourself in the Filipino lifestyle and make QR code payments like locals using Moreta Pay. With Moreta, you can enjoy peace of mind, convenience and ultimate security no matter where your travels take you. Visit Moreta Pay to activate your account and set yourself up for success before your travels.

Activate Your Moreta Pay Account Before Your Trip
Don't let worries about managing your money and making payments get in the way of an unforgettable experience. Immerse yourself in the Filipino lifestyle and make QR code payments like locals using Moreta Pay. With Moreta, you can enjoy peace of mind, convenience and ultimate security no matter where your travels take you. Visit Moreta Pay to activate your account and set yourself up for success before your travels.
Frequently asked questions
Frequently asked questions
Can tourists pay without a Philippine bank account?
Can tourists pay without a Philippine bank account?
What’s the easiest way to pay like a local in the Philippines?
What’s the easiest way to pay like a local in the Philippines?
Is QR code payment accepted everywhere in the Philippines?
Is QR code payment accepted everywhere in the Philippines?
Are credit cards widely accepted in the Philippines?
Are credit cards widely accepted in the Philippines?
Is it cheaper to use QR code payments vs. withdrawing cash?
Is it cheaper to use QR code payments vs. withdrawing cash?
How do I set up QR code payments in the Philippines before my trip?
How do I set up QR code payments in the Philippines before my trip?
Does Moreta Pay work with all US and EU bank accounts?
Does Moreta Pay work with all US and EU bank accounts?
What currency will I be charged in when using Moreta Pay in the Philippines?
What currency will I be charged in when using Moreta Pay in the Philippines?
Can I use Moreta Pay in other Southeast Asian countries too?
Can I use Moreta Pay in other Southeast Asian countries too?
More countries
More countries
More countries

🇹🇭 Thailand

🇹🇭 Thailand

🇹🇭 Thailand

🇱🇦 Laos

🇱🇦 Laos

🇱🇦 Laos

🇻🇳 Vietnam

🇻🇳 Vietnam

🇻🇳 Vietnam
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