





The Land of Eternal Sun is a culturally and historically rich country full of breathtaking landscapes, fantastic food and inviting people. Whether you plan to sink yourself into the Mongolian nomadic lifestyle, take a life-changing trip to the Gobi Desert or stay long-term as an expat in Ulaanbaatar, you need a safe, secure and easy way to pay for your time in this beautiful country. Moreta Pay provides that solution, serving as a better alternative to cash and cards during your travels through Mongolia.
Why QR Code Is the Best Way to Pay in Mongolia
In Mongolia and beyond, QR code payments are gaining widespread prevalence. It's the best way to pay because it addresses many of the risks of more traditional payment methods. Rather than pulling cash from an ATM or handing over a credit card, you can enjoy a fully contactless payment experience. It's safer, greatly reducing the risk of fraud or theft. Furthermore, you gain more flexibility. With a platform like Moreta Pay, you can manage your money in your home currency while paying merchants, restaurants and more in Mongolian Tughrik (MNT).
The Problem With Paying Abroad as a Tourist, Expat or Nomad
In addition to worries of fraud, theft and loss, dealing with cash and cards to make payments by more traditional means has its problems. The biggest is that your money won't take you far. Banks, credit card companies and other financial institutions charge excessive fees for foreign use. Even taking cash from an ATM will incur a cost. Things become more expensive, and those bank transactions don't provide favorable exchange rates. You want your money to go as far as possible, but paying for goods in Mongolia with cash or a card will only cost you more.
How Moreta Pay Works
Ditch those problems and use Moreta for a better way to pay. Here's how it works.

Verify Your Identity
Start by snapping a photo of your passport and a selfie. Moreta Pay requires this when creating your account to protect you from fraud.

Link Your Payment Method
Next, you can link a payment method to fund your Moreta Pay account. There are many options available, including ACH transfers for USD funds, UK Faster Payments for GBP, SEPA for EUR and international Visa and Mastercard debit or credit card payments. Moreta has you covered in terms of security, partnering with Plaid for bank connections and J.P. Morgan to secure funds in insured accounts.

Load Funds to Your Moreta Pay Wallet
Add funds to your Moreta Pay wallet. Add as much or as little as necessary – You can add more funds later during your travels via your bank or card.

Scan QR Codes at Local Shops & Restaurants
To make a payment while in Mongolia, simply scan the merchant's QR code. These QR codes are compatible with local payment networks, and you can use the Moreta Pay app to scan them in seconds.

Get Seamless Payments on the Go
Double-check the payment details, including any associated fees and your FX rate. Then, swipe to pay!
Coming Soon: More Countries Across Southeast Asia
Want to see what else Southeast Asia has to offer outside Mongolia? Moreta Pay is already available in other countries in the region, with more to follow soon!
Why Moreta Pay Is Better Than Alternatives
While there are many other options to pay your way through Mongolia, Moreta Pay comes out on top. Here are several reasons why.

No Local Bank Account Required
There's no need to open a Mongolian bank account, even if you're a long-term expat. With Moreta Pay, you can add funds from your home bank, debit card or credit card to load your e-wallet and pay for goods and services in Mongolia.
Seamless Integration With Thailand’s PromptPay & ThaiQR
QPay is Mongolia's most widely accepted digital payment platform, and Moreta Pay integrates with it to ensure widespread acceptance and a much better checkout experience.
Designed for International Travelers, Expats & Nomads
Moreta Pay is a game-changing platform for short-term visitors, long-time expats and everyone in between. No matter how long you stay in Mongolia or where your adventures take you, Moreta offers a quick, contactless and safe way to pay, eliminating the worries of using cash, cards or local banks.
Several Accepted Payment Types
Moreta accepts many payment types. Individuals with US-based financial institutions can transfer funds directly into the Moreta Pay e-wallet using the familiar ACH system. Meanwhile, those in the UK can take advantage of UK Faster Payments. Users in the EU can transfer Euros via SEPA. Moreta Pay also accepts Visa or Mastercard. You can use these payment methods to load your e-wallet at any time, even while traveling, to top up your account.
Lower Fees Compared to Cash or Card Alternatives
Using your card abroad can be costly, but you can avoid those fees by using Moreta Pay. Moreta is a cost-effective choice that charges much lower fees while providing greater transparency.
Instant, Contactless QR Payments
There's no need to hand over cash or cards when you use Moreta Pay. It's a truly contactless payment method that boosts safety and financial security.
Real Exchange Rates, Plus Cashback
When you use Moreta Pay, you get real mid-market rates without markups. Moreta Pay exchanges your money when a transaction occurs, ensuring you get the most up-to-date and accurate rates. As an added perk, you even get cashback rewards!
Activate Your Moreta Pay Account Before Your Trip
Ready to prepare for the trip of a lifetime? Mongolia is full of amazing sights and experiences to uncover, and with Moreta Pay, you don't have to let concerns about how you'll pay for goods and services get in the way of an amazing time. Moreta Pay offers convenience, security and affordability. Check out Moreta Pay today to learn more, activate your account and get your finances in order before your travels to Mongolia.