Leave the frustration and added costs of dealing with cash or card payments behind. Instead, tap into local QR payment networks throughout Southeast Asia with Moreta Pay. Moreta Pay is an easy-to-use platform built for travelers, digital nomads and expats, offering a secure, simple and cost-effective way to pay for goods and services just like locals.
How It Works
Moreta Pay is a mobile payment platform that allows travelers to tap into local payment networks in Thailand, the Philippines, Vietnam and several other countries throughout Southeast Asia, all without needing a local bank account. After downloading the Moreta app, set up your account and verify your identity with a selfie and your passport. Then, you can connect your preferred payment method. With Moreta Pay, you can fund your account in numerous ways, adding your local currency for simplicity and familiarity. Make deposits with a bank connection, bank transfer or card. Fill your account before you leave, and you're all set to start paying for all the goods and services you need during your travels. If you run out and need to top up your account, you can do so quickly and easily through the Moreta Pay app. No more fumbling with cash, cards or outdated traveler's checks.
The Problem With Paying Abroad as a Tourist, Expat or Nomad
Whether you're a digital nomad or a tourist on a life-changing visit, paying for everyday items, lodging and food can be expensive. While you could utilize your existing credit or debit cards, doing so often comes with hefty fees. The same goes for pulling cash out of an ATM. Hidden fees can make everything significantly more expensive, all while exposing your financial data to unnecessary risks. Choosing a more secure option, such as QR code payments, avoids all those concerns, providing a quick, easy and cost-effective way to pay for what you need.
How Moreta Pay Works
Moreta Pay is transforming the way nomads, tourists and expats pay for goods in Thailand and beyond. It's an easy-to-use platform that allows you to scan QR codes from merchants for hassle-free payments. Here's how it works.
Verify Your Identity
Your journey with Moreta Pay begins with creating an account and verifying your identity. All you have to do is take a photo of your passport and a selfie! Moreta uses those photos to verify your identity, creating yet another security shield against fraud.
Link Your Payment Method
Next, securely link your payment method. Moreta utilizes Plaid integration, a leading industry player, to connect your US bank account.
Load Funds to Your Moreta Pay Wallet
Add funds quickly and securely with your preferred bank account. With Moreta, you can add funds to your account in numerous ways using secure payment methods. These include:
• USD via ACH
• GBP via UK Faster Payments
• EUR via SEPA
• Visa, Mastercard, AMEX or Discover cards
Need more cash during your trip? With Moreta Pay, you can top up using your already connected bank account or card.
Scan QR Codes at Local Shops & Restaurants
When you're out and about exploring everything Thailand has to offer, Moreta makes paying for goods and services a breeze. All you have to do is scan a merchant's QR code. Local merchants and restaurants typically display codes that are compatible with local payment networks.
Get Seamless Payments on the Go
After scanning a Thai QR payment code, review the information and slide to complete the payment. It's as easy as that! Moreta offers fast, seamless and worry-free payments.
Coming Soon: More Countries Across Southeast Asia
Want to extend your trip beyond Thailand? Moreta Pay will soon be available in more countries across Southeast Asia. Explore all the beautiful locales you ever dreamed of and have the ability to make safe payments wherever you go.
Why Moreta Pay Is Better Than Alternatives
Moreta Pay is a mobile payment platform that allows travelers to tap into local payment networks in Thailand, the Philippines, Vietnam and several other countries throughout Southeast Asia, all without needing a local bank account. After downloading the Moreta app, set up your account and verify your identity with a selfie and your passport. Then, you can connect your preferred payment method. With Moreta Pay, you can fund your account in numerous ways, adding your local currency for simplicity and familiarity. Make deposits with a bank connection, bank transfer or card. Fill your account before you leave, and you're all set to start paying for all the goods and services you need during your travels. If you run out and need to top up your account, you can do so quickly and easily through the Moreta Pay app. No more fumbling with cash, cards or outdated traveler's checks.
No Local Bank Account Required
With Moreta Pay, there's no need to open up a local bank account. While Thai QR codes are compatible with local payment networks, Moreta Pay allows you to tap into them without a local bank account. Connect with your financial institution at home, add funds as needed and pay like a local.
Seamless Integration With Thailand’s PromptPay & ThaiQR
PromptPay and THAIQR are Thailand's most prevalent digital payment systems. The former is a real-time payment system, while the latter is the local QR payment system. Moreta Pay seamlessly integrates with both, allowing you to spend your money in the same way that locals do. That ensures widespread acceptance and simpler transactions.
Designed for International Travelers, Expats & Nomads
Moreta Pay is a solution built for international travelers. No matter how long your stay is, Moreta Pay ensures you can pay for anything without jumping through hurdles or paying a fortune. Sink yourself into the culture, including paying for goods just like the locals!
Several Accepted Payment Types
Fund your Moreta Pay account with many different payment options. Once you connect your bank account, you can add funds via secure methods. If adding USD, benefit from the low transaction costs and enhanced security of ACH. If your home currency is GBP, you can use UK Faster Payments for near-instant transfers to Moreta Pay. When funding your Moreta account with Euros, utilize SEPA for speed, simplicity and dependability. Moreta Pay also supports international Visa and MasterCard payments for even greater flexibility.
Lower Fees Compared to Cash or Card Alternatives
Moreta offers significantly lower fees than the alternatives. Most banks charge foreign transaction and ATM fees. Additionally, most financial institutions use unfavorable exchange rates. As a result, you spend more money eating at restaurants, buying goods and more. With Moreta, you pay much less to spend your money. Moreta Pay offers competitive and transparent fees that are often far less than what your home bank charges. Best of all, you always know what you're paying upfront.
Instant, Contactless QR Payments
Contactless payments are the way of the future! No more handing over physical cards or waiting on lengthy transaction times. With Moreta Pay, you can complete transactions quickly without interacting with cashiers, wait staff or merchants. No more confusion or pricing information getting lost in translation.
Real Exchange Rates, Plus Cashback
Tired of losing money on unfavorable exchange rates? That's no longer a worry with Moreta Pay. Moreta gives you accurate exchange rates, helping your money go as far as possible. Moreta converts your currency into Thai Baht in real-time, using the exchange rate at the time of the transaction. That's not all. Moreta Pay also offers cash back! Make your money go farther than you thought possible with transparent, real-time exchange rates, zero hidden fees and cash back on every purchase.
Activate Your Moreta Pay Account Before Your Trip
Ready to set yourself up for a seamless payment experience in Thailand? Moreta Pay is the ultimate payment solution for expats, tourists, digital nomads and more, allowing you to pay for goods and services using secure QR codes. Visit Moreta Pay today to learn more, link your bank account and get started!
