How International Travelers, Nomads & Expats Can Pay With QR Codes in Thailand

How International Travelers, Nomads & Expats Can Pay With QR Codes in Thailand

The Land of Smiles is among the most beautiful and inviting places in the world. See it all without worrying about the headache of international banking and foreign transaction fees. Whether experiencing the rich culture of Bangkok or the gorgeous beaches of Phuket, knowing how to pay in Thailand with a QR code can make your visit that much better.

Why QR Code Is the Best Way to Pay in Thailand

ThaiQR payments are hugely popular. That's not just the case in Thailand but many other countries in Southeast Asia and beyond. There are a few reasons why. QR payments offer speed, convenience and security. It's a contactless option that doesn't require you to hand over physical cards. Additionally, QR code payments are cost-effective, eliminating the need for pricey foreign transaction fees. Most importantly, this payment method is secure. Platforms like Moreta offer robust encryption and fraud management, helping you pay like a local without worry.

The Problem With Paying Abroad as a Tourist, Expat or Nomad

Whether you're a digital nomad or a tourist on a life-changing visit, paying for everyday items, lodging and food can be expensive. While you could utilize your existing credit or debit cards, doing so often comes with hefty fees. The same goes for pulling cash out of an ATM. Hidden fees can make everything significantly more expensive, all while exposing your financial data to unnecessary risks. Choosing a more secure option, such as QR code payments, avoids all those concerns, providing a quick, easy and cost-effective way to pay for what you need.

photo of brown bench near swimming pool
photo of brown bench near swimming pool

How Moreta Pay Works

Moreta Pay is transforming the way nomads, tourists and expats pay for goods in Thailand and beyond. It's an easy-to-use platform that allows you to scan QR codes from merchants for hassle-free payments. Here's how it works.

Verify Your Identity

Your journey with Moreta Pay begins with creating an account and verifying your identity. All you have to do is take a photo of your passport and a selfie! Moreta uses those photos to verify your identity, creating yet another security shield against fraud.

Link Your Payment Method

Next, securely link your payment method. Moreta utilizes Plaid integration, a leading industry player, to connect your US bank account.

Load Funds to Your Moreta Pay Wallet

Add funds quickly and securely with your preferred bank account. With Moreta, you can add funds to your account in numerous ways using secure payment methods. These include:

• USD via ACH

• GBP via UK Faster Payments

• EUR via SEPA

• Visa, Mastercard, AMEX or Discover cards

Need more cash during your trip? With Moreta Pay, you can top up using your already connected bank account or card.

Scan QR Codes at Local Shops & Restaurants

When you're out and about exploring everything Thailand has to offer, Moreta makes paying for goods and services a breeze. All you have to do is scan a merchant's QR code. Local merchants and restaurants typically display codes that are compatible with local payment networks.

Get Seamless Payments on the Go

After scanning a Thai QR payment code, review the information and slide to complete the payment. It's as easy as that! Moreta offers fast, seamless and worry-free payments.

Coming Soon: More Countries Across Southeast Asia

Want to extend your trip beyond Thailand? Moreta Pay will soon be available in more countries across Southeast Asia. Explore all the beautiful locales you ever dreamed of and have the ability to make safe payments wherever you go.

Why Moreta Pay Is Better Than Alternatives

There are many ways to make payments abroad, including using your existing bank cards, digital wallets, etc. However, Moreta is a cut above the rest, offering an easier and more secure alternative. Here are a few reasons why Moreta Pay is better than any other method you may consider.

people riding on boat on beach during daytime
people riding on boat on beach during daytime

No Local Bank Account Required

With Moreta Pay, there's no need to open up a local bank account. While Thai QR codes are compatible with local payment networks, Moreta Pay allows you to tap into them without a local bank account. Connect with your financial institution at home, add funds as needed and pay like a local.

two auto rickshaw on the street
two auto rickshaw on the street

Seamless Integration With Thailand’s PromptPay & ThaiQR

PromptPay and THAIQR are Thailand's most prevalent digital payment systems. The former is a real-time payment system, while the latter is the local QR payment system. Moreta Pay seamlessly integrates with both, allowing you to spend your money in the same way that locals do. That ensures widespread acceptance and simpler transactions.

street time lapse photography
street time lapse photography

Designed for International Travelers, Expats & Nomads

Moreta Pay is a solution built for international travelers. No matter how long your stay is, Moreta Pay ensures you can pay for anything without jumping through hurdles or paying a fortune. Sink yourself into the culture, including paying for goods just like the locals!

Several Accepted Payment Types

Fund your Moreta Pay account with many different payment options. Once you connect your bank account, you can add funds via secure methods. If adding USD, benefit from the low transaction costs and enhanced security of ACH. If your home currency is GBP, you can use UK Faster Payments for near-instant transfers to Moreta Pay. When funding your Moreta account with Euros, utilize SEPA for speed, simplicity and dependability. Moreta Pay also supports international Visa and MasterCard payments for even greater flexibility.

Lower Fees Compared to Cash or Card Alternatives

Moreta offers significantly lower fees than the alternatives. Most banks charge foreign transaction and ATM fees. Additionally, most financial institutions use unfavorable exchange rates. As a result, you spend more money eating at restaurants, buying goods and more. With Moreta, you pay much less to spend your money. Moreta Pay offers competitive and transparent fees that are often far less than what your home bank charges. Best of all, you always know what you're paying upfront.

Instant, Contactless QR Payments

Contactless payments are the way of the future! No more handing over physical cards or waiting on lengthy transaction times. With Moreta Pay, you can complete transactions quickly without interacting with cashiers, wait staff or merchants. No more confusion or pricing information getting lost in translation.

bird's eye view of forest mountain
bird's eye view of forest mountain

Real Exchange Rates, Plus Cashback

Tired of losing money on unfavorable exchange rates? That's no longer a worry with Moreta Pay. Moreta gives you accurate exchange rates, helping your money go as far as possible. Moreta converts your currency into Thai Baht in real-time, using the exchange rate at the time of the transaction. That's not all. Moreta Pay also offers cash back! Make your money go farther than you thought possible with transparent, real-time exchange rates, zero hidden fees and cash back on every purchase.

three person near seashore during golden hour
three person near seashore during golden hour

Frequently asked questions

Can tourists pay without a Thai bank account?
Can tourists pay without a Thai bank account?
What’s the easiest way to pay like a local in Thailand?
What’s the easiest way to pay like a local in Thailand?
Is QR code payment accepted everywhere in Thailand?
Is QR code payment accepted everywhere in Thailand?
Are credit cards widely accepted in Thailand?
Are credit cards widely accepted in Thailand?
Is it cheaper to use QR code payments vs. withdrawing cash?
Is it cheaper to use QR code payments vs. withdrawing cash?
How do I set up QR code payments in Thailand before my trip?
How do I set up QR code payments in Thailand before my trip?
Does Moreta Pay work with all US and EU bank accounts?
Does Moreta Pay work with all US and EU bank accounts?
What currency will I be charged in when using Moreta Pay in Thailand?
What currency will I be charged in when using Moreta Pay in Thailand?
Can I use Moreta Pay in other Southeast Asian countries too?
Can I use Moreta Pay in other Southeast Asian countries too?

Activate Your Moreta Pay Account Before Your Trip

Ready to set yourself up for a seamless payment experience in Thailand? Moreta Pay is the ultimate payment solution for expats, tourists, digital nomads and more, allowing you to pay for goods and services using secure QR codes. Visit Moreta Pay today to learn more, link your bank account and get started!

white and red concrete building
white and red concrete building

Frequently asked questions

Frequently asked questions

Can tourists pay without a Thai bank account?
Can tourists pay without a Thai bank account?
What’s the easiest way to pay like a local in Thailand?
What’s the easiest way to pay like a local in Thailand?
Is QR code payment accepted everywhere in Thailand?
Is QR code payment accepted everywhere in Thailand?
Are credit cards widely accepted in Thailand?
Are credit cards widely accepted in Thailand?
Is it cheaper to use QR code payments vs. withdrawing cash?
Is it cheaper to use QR code payments vs. withdrawing cash?
How do I set up QR code payments in Thailand before my trip?
How do I set up QR code payments in Thailand before my trip?
Does Moreta Pay work with all US and EU bank accounts?
Does Moreta Pay work with all US and EU bank accounts?
What currency will I be charged in when using Moreta Pay in Thailand?
What currency will I be charged in when using Moreta Pay in Thailand?
Can I use Moreta Pay in other Southeast Asian countries too?
Can I use Moreta Pay in other Southeast Asian countries too?