





How International Travelers, Nomads & Expats Can Pay With QR Codes in Vietnam
How International Travelers, Nomads & Expats Can Pay With QR Codes in Vietnam
Are you searching for a secure and frustration-free way to pay for goods and services in Vietnam? Vietnam has a vibrant culture, stunning natural beauty, fantastic food and plenty to explore. Whether you're visiting as a tourist, passing through as a nomad or starting a new life as an expat, Moreta Pay makes managing your funds and making payments a breeze, ensuring you can make the most of your time in Vietnam.


Why QR Code Is the Best Way to Pay in Vietnam
QR code payments are one of the most popular payment methods in Vietnam, providing locals with a quick and easy way to pay merchants and service providers. With a platform like Moreta, you can experience those benefits as a visitor. Using QR codes is a safer alternative to other options. It's contactless, significantly reducing the risk of fraud or theft associated with cash and card payments. Additionally, it's a cost-effective payment method that doesn't come with excessive fees from your financial institution at home.
Why QR Code Is the Best Way to Pay in Vietnam
QR code payments are one of the most popular payment methods in Vietnam, providing locals with a quick and easy way to pay merchants and service providers. With a platform like Moreta, you can experience those benefits as a visitor. Using QR codes is a safer alternative to other options. It's contactless, significantly reducing the risk of fraud or theft associated with cash and card payments. Additionally, it's a cost-effective payment method that doesn't come with excessive fees from your financial institution at home.
Why QR Code Is the Best Way to Pay in Vietnam
QR code payments are one of the most popular payment methods in Vietnam, providing locals with a quick and easy way to pay merchants and service providers. With a platform like Moreta, you can experience those benefits as a visitor. Using QR codes is a safer alternative to other options. It's contactless, significantly reducing the risk of fraud or theft associated with cash and card payments. Additionally, it's a cost-effective payment method that doesn't come with excessive fees from your financial institution at home.

The Problem With Paying Abroad as a Tourist, Expat or Nomad
Moreta Pay is a platform designed to transform the way you pay in Vietnam. Here's a quick breakdown of how to utilize Moreta Pay to make QR code payments in Vietnam and beyond.

The Problem With Paying Abroad as a Tourist, Expat or Nomad
Moreta Pay is a platform designed to transform the way you pay in Vietnam. Here's a quick breakdown of how to utilize Moreta Pay to make QR code payments in Vietnam and beyond.

The Problem With Paying Abroad as a Tourist, Expat or Nomad
Moreta Pay is a platform designed to transform the way you pay in Vietnam. Here's a quick breakdown of how to utilize Moreta Pay to make QR code payments in Vietnam and beyond.

How Moreta Pay Works
There are alternative methods for paying abroad, but they can be costly and risky. Using your debit or credit card from home can raise security concerns with your bank, potentially resulting in denied charges and payment delays. Even if it does go through, you'll likely incur substantial foreign transaction fees and an unfavorable exchange rate. Those fees add up, making everything more expensive while creating possible security risks. For those reasons, QR code payments are the preferred choice when traveling abroad. You can ditch the fees and risks in favor of something more affordable and secure.

How Moreta Pay Works
There are alternative methods for paying abroad, but they can be costly and risky. Using your debit or credit card from home can raise security concerns with your bank, potentially resulting in denied charges and payment delays. Even if it does go through, you'll likely incur substantial foreign transaction fees and an unfavorable exchange rate. Those fees add up, making everything more expensive while creating possible security risks. For those reasons, QR code payments are the preferred choice when traveling abroad. You can ditch the fees and risks in favor of something more affordable and secure.

How Moreta Pay Works
There are alternative methods for paying abroad, but they can be costly and risky. Using your debit or credit card from home can raise security concerns with your bank, potentially resulting in denied charges and payment delays. Even if it does go through, you'll likely incur substantial foreign transaction fees and an unfavorable exchange rate. Those fees add up, making everything more expensive while creating possible security risks. For those reasons, QR code payments are the preferred choice when traveling abroad. You can ditch the fees and risks in favor of something more affordable and secure.
Verify Your Identity
Before you can start using Moreta Pay, you must create a new account and verify your identity. Moreta makes this process a cinch. Just snap a quick photo of your passport and a selfie – Moreta will handle the rest.
Link Your Payment Method
Moreta Pay supports many payment methods. You can use ACH for US-based bank accounts, UK Faster Payments to fund your account with GBP, SEPA for EUR and international Visa or Mastercard payments. Moreta Pay makes it quick and easy to link your preferred payment method while keeping your funds safe.
Load Funds to Your Moreta Pay Wallet
Once you're all connected, you can transfer funds into your new Moreta Pay account. If you run out during your travels, there's always the option to top up your account using your bank account or card later.
Scan QR Codes at Local Shops & Restaurants
Vietnam merchants who accept QR payments will display standard codes that you can scan with the Moreta Pay app. Scan those codes to initiate secure, contactless payments.
Get Seamless Payments on the Go
To complete your payment, review the details on the Moreta Pay app. Then, swipe to pay and you're good to go!
Coming Soon: More Countries Across Southeast Asia
Are you considering exploring more than Southeast Asia has to offer? Soon, Moreta Pay will be available in more countries, allowing you to make safe and seamless payments as you discover the beauty and culture of the region.
Verify Your Identity
Before you can start using Moreta Pay, you must create a new account and verify your identity. Moreta makes this process a cinch. Just snap a quick photo of your passport and a selfie – Moreta will handle the rest.
Link Your Payment Method
Moreta Pay supports many payment methods. You can use ACH for US-based bank accounts, UK Faster Payments to fund your account with GBP, SEPA for EUR and international Visa or Mastercard payments. Moreta Pay makes it quick and easy to link your preferred payment method while keeping your funds safe.
Load Funds to Your Moreta Pay Wallet
Once you're all connected, you can transfer funds into your new Moreta Pay account. If you run out during your travels, there's always the option to top up your account using your bank account or card later.
Scan QR Codes at Local Shops & Restaurants
Vietnam merchants who accept QR payments will display standard codes that you can scan with the Moreta Pay app. Scan those codes to initiate secure, contactless payments.
Get Seamless Payments on the Go
To complete your payment, review the details on the Moreta Pay app. Then, swipe to pay and you're good to go!
Coming Soon: More Countries Across Southeast Asia
Are you considering exploring more than Southeast Asia has to offer? Soon, Moreta Pay will be available in more countries, allowing you to make safe and seamless payments as you discover the beauty and culture of the region.
Verify Your Identity
Before you can start using Moreta Pay, you must create a new account and verify your identity. Moreta makes this process a cinch. Just snap a quick photo of your passport and a selfie – Moreta will handle the rest.
Link Your Payment Method
Moreta Pay supports many payment methods. You can use ACH for US-based bank accounts, UK Faster Payments to fund your account with GBP, SEPA for EUR and international Visa or Mastercard payments. Moreta Pay makes it quick and easy to link your preferred payment method while keeping your funds safe.
Load Funds to Your Moreta Pay Wallet
Once you're all connected, you can transfer funds into your new Moreta Pay account. If you run out during your travels, there's always the option to top up your account using your bank account or card later.
Scan QR Codes at Local Shops & Restaurants
Vietnam merchants who accept QR payments will display standard codes that you can scan with the Moreta Pay app. Scan those codes to initiate secure, contactless payments.
Get Seamless Payments on the Go
To complete your payment, review the details on the Moreta Pay app. Then, swipe to pay and you're good to go!
Coming Soon: More Countries Across Southeast Asia
Are you considering exploring more than Southeast Asia has to offer? Soon, Moreta Pay will be available in more countries, allowing you to make safe and seamless payments as you discover the beauty and culture of the region.

Why Moreta Pay Is Better Than Alternatives
Vietnamese merchants, restaurants and hotels accept various forms of payment. However, Moreta Pay is miles better than alternative payment options. Here are a handful of reasons why.

Why Moreta Pay Is Better Than Alternatives
Vietnamese merchants, restaurants and hotels accept various forms of payment. However, Moreta Pay is miles better than alternative payment options. Here are a handful of reasons why.

Why Moreta Pay Is Better Than Alternatives
Vietnamese merchants, restaurants and hotels accept various forms of payment. However, Moreta Pay is miles better than alternative payment options. Here are a handful of reasons why.
No Local Bank Account Required
Moreta Pay allows you to scan local QR codes to make payments without needing to open or manage a Vietnamese bank account. Use your bank account or card from home to add funds and make payments in Vietnamese Dong.
Lower Fees Compared to Cash or Card Alternatives
Moreta Pay charges significantly lower fees than what your financial institution at home will charge to use your card or an ATM. More importantly, Moreta is transparent, so you always know what fees you'll have to cover.
Seamless Integration With NAPAS & VietQR
NAPAS and VietQR are two leading electronic payment networks in Vietnam that Moreta Pay seamlessly integrates with. Easily find merchants that take QR code payments, tap into local payment networks and pay just like locals.
Instant, Contactless QR Payments
Contactless payments are secure and easy. With Moreta Pay, there's no need to hand over cards or cash, nor do you have to worry about transaction information getting lost in translation. Simply scan the QR code, review the payment details and swipe!
Designed for International Travelers, Expats & Nomads
Moreta Pay is purpose-built to make the lives of travelers, expats and digital nomads easier than ever. Forget the complicated workarounds, added costs and headaches of alternate payment methods, and use Moreta Pay to cover all your transactions.
Real Exchange Rates, Plus Cashback
Make your money go further and ditch the unfavorable exchange rates. Moreta Pay offers real exchange rates plus cashback to help your money go as far as possible during your travels.
Several Accepted Payment Types
Fund your Moreta Pay account however you want. Moreta Pay accepts many payment types, offering greater flexibility before and during your trip. Add funds and top up your account with USD using ACH, get near-instant GBP transfers with UK Faster Payments and benefit from the dependability of SEPA when transferring Euros. Moreta Pay even accepts Visa and Mastercard payments.
No Local Bank Account Required
Moreta Pay allows you to scan local QR codes to make payments without needing to open or manage a Vietnamese bank account. Use your bank account or card from home to add funds and make payments in Vietnamese Dong.
Lower Fees Compared to Cash or Card Alternatives
Moreta Pay charges significantly lower fees than what your financial institution at home will charge to use your card or an ATM. More importantly, Moreta is transparent, so you always know what fees you'll have to cover.
Seamless Integration With NAPAS & VietQR
NAPAS and VietQR are two leading electronic payment networks in Vietnam that Moreta Pay seamlessly integrates with. Easily find merchants that take QR code payments, tap into local payment networks and pay just like locals.
Instant, Contactless QR Payments
Contactless payments are secure and easy. With Moreta Pay, there's no need to hand over cards or cash, nor do you have to worry about transaction information getting lost in translation. Simply scan the QR code, review the payment details and swipe!
Designed for International Travelers, Expats & Nomads
Moreta Pay is purpose-built to make the lives of travelers, expats and digital nomads easier than ever. Forget the complicated workarounds, added costs and headaches of alternate payment methods, and use Moreta Pay to cover all your transactions.
Real Exchange Rates, Plus Cashback
Make your money go further and ditch the unfavorable exchange rates. Moreta Pay offers real exchange rates plus cashback to help your money go as far as possible during your travels.
Several Accepted Payment Types
Fund your Moreta Pay account however you want. Moreta Pay accepts many payment types, offering greater flexibility before and during your trip. Add funds and top up your account with USD using ACH, get near-instant GBP transfers with UK Faster Payments and benefit from the dependability of SEPA when transferring Euros. Moreta Pay even accepts Visa and Mastercard payments.
No Local Bank Account Required
Moreta Pay allows you to scan local QR codes to make payments without needing to open or manage a Vietnamese bank account. Use your bank account or card from home to add funds and make payments in Vietnamese Dong.
Lower Fees Compared to Cash or Card Alternatives
Moreta Pay charges significantly lower fees than what your financial institution at home will charge to use your card or an ATM. More importantly, Moreta is transparent, so you always know what fees you'll have to cover.
Seamless Integration With NAPAS & VietQR
NAPAS and VietQR are two leading electronic payment networks in Vietnam that Moreta Pay seamlessly integrates with. Easily find merchants that take QR code payments, tap into local payment networks and pay just like locals.
Instant, Contactless QR Payments
Contactless payments are secure and easy. With Moreta Pay, there's no need to hand over cards or cash, nor do you have to worry about transaction information getting lost in translation. Simply scan the QR code, review the payment details and swipe!
Designed for International Travelers, Expats & Nomads
Moreta Pay is purpose-built to make the lives of travelers, expats and digital nomads easier than ever. Forget the complicated workarounds, added costs and headaches of alternate payment methods, and use Moreta Pay to cover all your transactions.
Real Exchange Rates, Plus Cashback
Make your money go further and ditch the unfavorable exchange rates. Moreta Pay offers real exchange rates plus cashback to help your money go as far as possible during your travels.
Several Accepted Payment Types
Fund your Moreta Pay account however you want. Moreta Pay accepts many payment types, offering greater flexibility before and during your trip. Add funds and top up your account with USD using ACH, get near-instant GBP transfers with UK Faster Payments and benefit from the dependability of SEPA when transferring Euros. Moreta Pay even accepts Visa and Mastercard payments.

Activate Your Moreta Pay Account Before Your Trip
Ready to start planning for your trip to Vietnam? Instead of worrying about cash and cards, use Moreta Pay to scan QR codes and initiate safe, seamless and fast payments during your travels. Check out Moreta Pay to activate your account, add funds and equip yourself with everything you need to pay with confidence in Vietnam.

Activate Your Moreta Pay Account Before Your Trip
Ready to start planning for your trip to Vietnam? Instead of worrying about cash and cards, use Moreta Pay to scan QR codes and initiate safe, seamless and fast payments during your travels. Check out Moreta Pay to activate your account, add funds and equip yourself with everything you need to pay with confidence in Vietnam.

Activate Your Moreta Pay Account Before Your Trip
Ready to start planning for your trip to Vietnam? Instead of worrying about cash and cards, use Moreta Pay to scan QR codes and initiate safe, seamless and fast payments during your travels. Check out Moreta Pay to activate your account, add funds and equip yourself with everything you need to pay with confidence in Vietnam.
Frequently asked questions
Frequently asked questions
Can tourists pay without a Vietnamese bank account?
Can tourists pay without a Vietnamese bank account?
What’s the easiest way to pay like a local in Vietnam?
What’s the easiest way to pay like a local in Vietnam?
Is QR code payment accepted everywhere in Vietnam?
Is QR code payment accepted everywhere in Vietnam?
Are credit cards widely accepted in Vietnam?
Are credit cards widely accepted in Vietnam?
Is it cheaper to use QR code payments vs. withdrawing cash?
Is it cheaper to use QR code payments vs. withdrawing cash?
How do I set up QR code payments in Vietnam before my trip?
How do I set up QR code payments in Vietnam before my trip?
Does Moreta Pay work with all US and EU bank accounts?
Does Moreta Pay work with all US and EU bank accounts?
What currency will I be charged in when using Moreta Pay in Vietnam?
What currency will I be charged in when using Moreta Pay in Vietnam?
Can I use Moreta Pay in other Southeast Asian countries too?
Can I use Moreta Pay in other Southeast Asian countries too?
More countries
More countries
More countries

🇹🇭 Thailand

🇹🇭 Thailand

🇹🇭 Thailand

🇵🇭 Philippines

🇵🇭 Philippines

🇵🇭 Philippines

🇱🇦 Laos

🇱🇦 Laos

🇱🇦 Laos
Now live in 5 new countries. Sign up for updates.
Now live in Thailand, the Philippines, Laos, Cambodia, and Mongolia. Sign up for updates.