





Are you looking for a safe and convenient way to pay your way through Cambodia? Whether you want to experience the grandeur of Angkor Wat and Siem Reap in person, take an extended vacation to the beaches of Koh Rong or live in the country long-term as an expat or digital nomad in Phnom Penh, Moreta Pay makes paying for goods and services a breeze. Instead of fumbling with cash or cards, you can use Moreta to pay just like locals.
Why QR Code Is the Best Way to Pay in Cambodia
QR code payments are the way of the future, and they're already widespread in Cambodia. For travelers and locals alike, there's no better way to pay. Scanning a QR code to make payments is an entirely contactless process, significantly reducing the risk of fraud, theft or confusion. Platforms like Moreta Pay also provide additional convenience and peace of mind. Features like round-the-clock fraud monitoring and the ability to add funds in your home currency while paying merchants in Cambodian Riel (KHR) make all the difference.
The Problem With Paying Abroad as a Tourist, Expat or Nomad
Beyond the worry of theft, fraud or loss, there are several issues with paying abroad as a tourist. While many merchants will accept cash or card, using those more traditional payment methods will cost you. Financial institutions charge substantial fees for foreign transactions and ATM use. Additionally, you don't receive favorable exchange rates. As a result, everything becomes more expensive, and your money won't take you far in Cambodia.
How Moreta Pay Works
Moreta Pay gives you a better way to pay, and it's easier to use than you think. Here's how it all works.

Verify Your Identity
The first step is to create an account and verify your identity, which you can do by taking a photo of your passport and a selfie. This security measure helps protect you from fraud.

Link Your Payment Method
Add a payment method of your choice to fund your account. With Moreta Pay, you can add funds via ACH transfer for USD, UK Faster Payments for GBP, DEPA for EUR or Visa and Mastercard debit or credit cards. To protect you and your money, Moreta Pay partners with Plaid and J.P. Morgan.

Load Funds to Your Moreta Pay Wallet
After linking a payment method, you can load your Moreta Pay account. Add as many funds as you need. If you run out later, you can always top up with your bank or card during your travels.

Scan QR Codes at Local Shops & Restaurants
When you're exploring everything Cambodia has to offer and need to make a payment, simply scan the merchant's displayed QR code. Those codes are compatible with local payment networks, and you can scan them directly with the Moreta Pay app.

Get Seamless Payments on the Go
After scanning the QR code, you can review the payment details. You'll see the full amount, any applicable fees and the FX rate. Swipe to pay, and you're all set!
Coming Soon: More Countries Across Southeast Asia
Are you thinking about extending your trip to one of the many other beautiful countries in Southeast Asia? Moreta Pay is already available in other countries in the region, with more coming soon!
Why Moreta Pay Is Better Than Alternatives
There are several ways to pay your way through Cambodia, but using QR codes is, by far, your best bet. Here are several reasons why Moreta Pay beats the alternatives.

No Local Bank Account Required
Don't worry: You don't need to open a Cambodian bank account to use Moreta Pay. Add funds using your bank account, debit card or credit card from home, and use the Moreta Pay e-wallet to pay in Cambodia.
Seamless Integration With Thailand’s PromptPay & ThaiQR
Cambodia has a diverse and evolving digital payment landscape, utilizing networks and platforms such as Bakong, ABA PAY and QR Cambodia. Moreta Pay integrates with all three, making it easy to find merchants that can accept your payments as you live like a local.
Designed for International Travelers, Expats & Nomads
It doesn't matter where you go in Cambodia or how long you stay. Moreta Pay is a solution designed for you, keeping your funds safe while allowing you to tap into local payment networks as a short-term visitor, long-time expat or a nomad passing through.
Several Accepted Payment Types
Moreta Pay allows you to add funds to your account in various ways. Those with US-based bank accounts can use secure and familiar ACH transfers. Meanwhile, those in the UK can use UK Faster Payments, and those in the EU can utilize SEPA. There's also the option to use Visa or Mastercard. These methods are available when you first load your Moreta Pay e-wallet and whenever you need to top up your account.
Lower Fees Compared to Cash or Card Alternatives
Say goodbye to foreign transaction and ATM fees! Moreta Pay is a more cost-effective option with lower and more transparent fees, allowing your money to go farther.
Instant, Contactless QR Payments
Moreta Pay is the ultimate contactless payment method, eliminating the need to deal with cash or cards. As a result, you can pay more safely and securely than ever.
Real Exchange Rates, Plus Cashback
Moreta Pay offers real mid-market exchange rates, zero markups and cashback rewards! Currency exchange occurs when you facilitate a payment transaction, earning you accurate and up-to-date rates.
Activate Your Moreta Pay Account Before Your Trip
There's so much to discover and explore in Cambodia. Don't let worries about money management and payments hinder a life-changing experience. Pay like a local and immerse yourself in the culture by using Moreta Pay. With Moreta Pay, you get ultimate convenience, top-notch security and a much more affordable way to pay your way through Cambodia. Visit Moreta Pay today to activate your account and prepare for your trip.