Pay like a local in 15 countries.

Scan local QR codes from your own bank, no local account needed. Moreta is a single app for long-term travelers, letting you pay like a local across Vietnam, Cambodia, the Philippines, Laos, Malaysia, South Korea, Mongolia, China, Brazil, Argentina, Peru, Bolivia and Colombia. Pick a country for its networks, fees and tips.

Can I pay with my card? Where a shop or stall takes only a local QR code, your card still works through Moreta: add money with a card, Apple Pay or Google Pay (instant, 2.5% fee) or by bank transfer from home, then scan the merchant's QR code and pay in local currency. Every top-up fee is on the Fees page.