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Online payments with Moreta

QR codes work online too. Choose QR payment at checkout on local shopping, delivery and travel apps, then pay the code with Moreta Pay. Travelers, expats and digital nomads can make online payments without a local bank account or foreign card fees.

Online shopping in blue line art: a laptop checkout with headphones in the cart, a parcel, shopping bags and a phone showing a tick

Pay for your online shopping

Online shopping abroad usually means your card from home and its foreign transaction fees, or a local bank account you don't have. Moreta Pay connects you to the local QR payment networks in Thailand, the Philippines, Vietnam and beyond instead.

Order groceries, everyday essentials or a flight to your next stop. Choose QR payment at checkout, scan the code the platform generates with Moreta Pay, check the details and swipe.

  • Lazada

    An online marketplace for clothes, electronics and home goods, delivered to where you're staying. Fill your cart, add a local address, and scan the QR code Lazada generates with Moreta Pay.

  • Shopee

    A marketplace for everyday essentials, delivered to where you're staying. Add a local delivery address, choose QR payment at checkout and scan Shopee's QR code with Moreta Pay.

  • Grab (taxi and food delivery)

    A ride-hailing and food delivery app across Southeast Asia. Scan your driver's QR code with Moreta Pay, or import the payment code from the Grab app.

  • LINE MAN

    A ride-hailing and food delivery app in Thailand. With Moreta Pay you can pay on LINE MAN without a Thai bank account.

  • Trip.com

    An online travel agency for flights, hotels, car rentals and attraction tickets. When you book from a country like Thailand, you can pay by QR code with Moreta Pay.

  • Agoda

    A booking platform for hotels and train tickets. Pay Agoda with Moreta Pay and skip the foreign card fees your bank would charge.

Pay bills & utilities

You can pay bills and utilities the same way, with no local bank account. Many providers let you generate a QR code for your bill on platforms like Lazada. Import that code into Moreta Pay and pay it like a local.

  • Electricity

    Generate a QR code for your electricity bill on a local bill-pay platform, then pay it with Moreta Pay.

  • Water bill

    Pay the water bill for your apartment or condo by QR code with Moreta Pay, whether you're staying a few weeks or several months.

  • Mobile phone bill (AIS)

    Pay your AIS mobile or Wi-Fi hotspot bill in Thailand with Moreta Pay. No Thai bank account, cash or card fees.

Why Moreta Pay is a smarter way to make online payments

In much of Southeast Asia, QR codes are a common way to pay, online as well as in shops. Many merchants, shopping platforms and service providers offer QR payment at checkout.

Moreta Pay is a wallet for managing your money across countries while you travel: add money from home, hold it in your balance, and spend it on local QR networks in Malaysia, the Philippines, Vietnam, Cambodia and beyond, all from one app.

Moreta Pay lets you use those QR payment networks as a visitor, with no local bank account, in Thailand, the Philippines, Vietnam, Malaysia and beyond. Each payment converts at the live exchange rate at that moment, with one 1.5% fee shown before you confirm.

How it works

Choose QR payment at checkout, then pay the code in Moreta Pay. Your order updates when the payment clears.

  1. 01

    Add payment method

    Link a bank account, bank transfer or card. Your details are protected at every step. Every account is verified with a passport scan and a selfie, and Moreta Global Inc. is registered with FinCEN as a money services business.

  2. 02

    Add money

    Top up your balance instantly, so it is ready to spend the moment you land.

    Payment methods

    Every way to top up, with live fees.

    Bank transfers

    MethodSpeed and currencyFee
    Bank account1-3 business daysUSD1 USD feeFree over 250 USD
    SEPA transferUsually instantEUR1.50 USD feeFree over 225 EUR
    Faster Payments transferUsually instantGBP1.50 USD feeFree over 200 GBP
    Interac e-TransferInstantCAD1.5% + 1 USD fee
    PayIDInstantAUD1.5% + 1 USD fee

    Instant methods

    MethodSpeed and currencyFee
    Apple PayInstant2.5% fee
    Google PayInstant2.5% fee
    CardInstant2.5% fee
    CryptoInstantFree

    Money added with crypto can't be spent in Thailand, Cambodia, or China.

    Your first deposit is on us. Availability depends on your country, the payment method and the app version.

  3. 03

    Scan the QR code

    Scan the merchant's QR code, or show your own where that's how locals pay.

    Supported payment networks

    Scan any merchant QR on these networks and Moreta pays it locally.

    Asia

    • Vietnam flag

      Vietnam

      VietQRMoMoZaloPay
    • Thailand flag

      Thailand

      Thai QRPromptPay
    • Cambodia flag

      Cambodia

      KHQR
    • Philippines flag

      Philippines

      QR PhInstaPay
    • Laos flag

      Laos

      OnePay
    • Malaysia flag

      Malaysia

      DuitNow
    • South Korea flag

      South Korea

      SeoulPay
    • Mongolia flag

      Mongolia

      QPay
    • China flag

      China

      WeChat Pay

    Latin America

    • Brazil flag

      Brazil

      Pix
    • Argentina flag

      Argentina

      Mercado PagoUaláMODOCuenta DNIBNA+
    • Peru flag

      Peru

      YapePlin
    • Bolivia flag

      Bolivia

      Banco Central de BoliviaSimple
    • Colombia flag

      Colombia

      DaviPlataBre-BNequi
  4. 04

    Review and confirm

    Check the amount, FX rate and merchant name, then slide to pay. Done in seconds.

Frequently asked questions.

What people ask before using Moreta for online payments.

Showing 7 of 7 questions

Payment methods

Every way to top up, with live fees.

Bank transfers

MethodSpeed and currencyFee
Bank account1-3 business daysUSD1 USD feeFree over 250 USD
SEPA transferUsually instantEUR1.50 USD feeFree over 225 EUR
Faster Payments transferUsually instantGBP1.50 USD feeFree over 200 GBP
Interac e-TransferInstantCAD1.5% + 1 USD fee
PayIDInstantAUD1.5% + 1 USD fee

Instant methods

MethodSpeed and currencyFee
Apple PayInstant2.5% fee
Google PayInstant2.5% fee
CardInstant2.5% fee
CryptoInstantFree

Money added with crypto can't be spent in Thailand, Cambodia, or China.

Your first deposit is on us. Availability depends on your country, the payment method and the app version.

Get started with Moreta Pay today

Shopping, food delivery, rides and hotel bookings, paid the way locals pay. Download Moreta Pay, add money from home and choose QR payment at your next checkout.