How to Send Money to Your Family's GCash in the Philippines

How to Send Money to Your Family's GCash in the Philippines

How to Send Money to Your Family's GCash in the Philippines

Dec 29, 2025

Dec 29, 2025

Dec 29, 2025

a flag on a pole
a flag on a pole
a flag on a pole

Global remittance has a reputation for being a costly, frustrating and time-intensive process. However, for millions of people with family members living in the Philippines, it's a necessity. According to the latest figures, personal remittances to the Philippines are at an all-time high. Overseas Filipino Workers (OFWs) alone sent $38.34 billion in 2024, accounting for over eight percent of the country's GDP. 

Regardless of the reason for sending money to the Philippines, there are better alternatives than relying on traditional remittance providers. Moreta Pay is a mobile payment platform that makes sending funds to Southeast Asia, including the Philippines, easier and more affordable than ever before. With Moreta, you can initiate transfers directly from your smartphone, eliminating the need for in-person visits to remittance providers and the excessive fees they charge.

You can even use Moreta to send money to a recipient's GCash, the Philippines' leading mobile wallet app. Read on to learn how to send money to GCash, all while saving time, money and headaches with Moreta.

Two Ways to Send Money to the Philippines with Moreta

With Moreta, you have several options for sending money to family in the Philippines. The first option is to perform a direct bank transfer. With your recipient's account information, you can start a direct transfer through the Moreta app in minutes.

The second option is to scan a QR code tied to your recipient's bank account. These days, many financial institutions in the Philippines allow account holders to generate personal QR codes. These QR codes contain account information, enabling users to initiate peer-to-peer transfers or bank transfers without needing to exchange personal details. 

QR code payments to the Philippines are quick and secure. Plus, they're flexible. Not only do many banks allow account holders to create QR codes that others can scan, but mobile wallet apps like GCash do the same!

Both options are far superior alternatives to using a conventional remittance provider. The Moreta Pay app makes money transfer to the Philippines a breeze. The best part? Whether you choose to do a direct bank transfer or a QR code payment to the Philippines, funds typically arrive faster when you use Moreta. Moreta completes transfers faster than standard global remittance companies, ensuring your family has access to the money without a considerable wait. 

How to Send Money to GCash Using Moreta

Using the Moreta app to send money to GCash is a cinch. Start by downloading the Moreta app for your iOS or Android device. Then, create your account.

During the account creation process, you'll need to verify your identity for security purposes. Fortunately, Moreta makes it easy. All you have to do is take a photo of your passport and snap a selfie.

After verification, you can fund your account. With Moreta, you can connect a bank account or deposit funds with a card.

To send money to the Philippines, use the Moreta app to scan a QR code provided by your recipient. Alternatively, you can perform a bank transfer by providing your recipient's bank information directly. Verify the transfer information, and you're all set!

Transparent Money Transfer Fees and Exchange Rates

One of the most significant advantages of using Moreta to send money to GCash for your family in the Philippines is that it's significantly more cost-effective. There are many ways to approach global remittance. In the past, the only option was to turn to a remittance provider, and that option still exists today. You can also do international wire transfers.

The problem with those traditional remittance options is that they're costly. Remittance providers charge ridiculously high fees. Furthermore, exchanging funds to Philippine Pesos often comes with staggering markups, resulting in even higher costs. If you opt for an international wire transfer, you can pay up to $50 per transaction! That does not include a percentage for currency conversion fees.

When all is said and done, you're paying far more in fees than those services are worth.

Moreta prioritizes affordability and transparency over high fees. Moreta offers competitive pricing and complete transparency, which sets it apart from other payment solutions. When performing a transfer on the Moreta app, you can see the remittance cost to the Philippines upfront. Get those details in your local currency before initiating a transfer, so you fully understand what you're paying.

That transparency matters, and you'll quickly see how much Moreta can save you. Not only are you getting more competitive pricing, but using Moreta also frees you from hidden fees and markups. Currency exchange occurs when you initiate a transfer. As a result, you get the current mid-market rate with no added costs or markups.

Send money in your local currency, and your family in the Philippines will receive those funds in theirs. Save on currency exchange and make things easier for your recipients.

Send Money to Family in the Philippines Without Branch Visits

Another perk of using Moreta to initiate a money transfer to the Philippines is that you can do it all from your smartphone. Traditional remittance companies often require you to visit local branches or kiosks to provide tons of personal information. That's not the case with Moreta.

Send money from the comfort of home or on the go, all from your smartphone. That convenience goes both ways, too.

Your recipient won't have to visit a store or local remittance company branch to receive those funds, either. It goes directly to their bank, adding even more convenience while breaking down access barriers and removing delays.

Bank Transfer to the Philippines Made Simple

Bank transfers are a great option, whether you're sending money to support family or to a landlord as an expat. Moreta offers direct remittance, sending funds to a recipient's bank account without the need for complicated intermediaries.

Unlike other transfer options, there's no need for your recipient to go through hoops to access the funds you send. They don't have to visit a store, bank or local branch of a remittance company. Your money goes directly to their bank account, simplifying things both ways.

To perform a bank transfer with Moreta, you can use the app to input your recipient's banking information. It's a quick and stress-free process that's faster and more affordable than the alternatives.

QR Code Payment for Fast Philippines Transfers

QR code payments to the Philippines are even easier. Financial institutions throughout Southeast Asia allow account holders to generate personal QR codes. Not only is this method possible for remittance to the Philippines, but also to Thailand, Vietnam and other countries throughout the region. Even apps like GCash will generate codes for account holders.

Once your recipient generates their personal QR code, they can send it directly to you. From there, you can use the Moreta app to scan it and initiate your transfer. It's as easy and secure as paying a merchant via QR code.

Start Sending Money to the Philippines with Moreta Today

Ready to send money to the Philippines without the hassle, excessive costs or lengthy wait times from a traditional remittance provider? Moreta has you covered! Moreta offers lower costs, no hidden fees and complete transparency, all while making the process easier for you and your recipient in the Philippines. Send money on your terms, get all the flexibility you need and ensure your family receives funds faster.

Whether you're a balikbayan supporting your family back at home, an expat needing to send funds to a landlord or someone looking to send a gift to a loved one, Moreta can make it happen. Download the Moreta app today to create your account, verify your identity, add funds and start sending money to the Philippines!

Check out Moreta today to see just how easy global remittance can be.


Global remittance has a reputation for being a costly, frustrating and time-intensive process. However, for millions of people with family members living in the Philippines, it's a necessity. According to the latest figures, personal remittances to the Philippines are at an all-time high. Overseas Filipino Workers (OFWs) alone sent $38.34 billion in 2024, accounting for over eight percent of the country's GDP. 

Regardless of the reason for sending money to the Philippines, there are better alternatives than relying on traditional remittance providers. Moreta Pay is a mobile payment platform that makes sending funds to Southeast Asia, including the Philippines, easier and more affordable than ever before. With Moreta, you can initiate transfers directly from your smartphone, eliminating the need for in-person visits to remittance providers and the excessive fees they charge.

You can even use Moreta to send money to a recipient's GCash, the Philippines' leading mobile wallet app. Read on to learn how to send money to GCash, all while saving time, money and headaches with Moreta.

Two Ways to Send Money to the Philippines with Moreta

With Moreta, you have several options for sending money to family in the Philippines. The first option is to perform a direct bank transfer. With your recipient's account information, you can start a direct transfer through the Moreta app in minutes.

The second option is to scan a QR code tied to your recipient's bank account. These days, many financial institutions in the Philippines allow account holders to generate personal QR codes. These QR codes contain account information, enabling users to initiate peer-to-peer transfers or bank transfers without needing to exchange personal details. 

QR code payments to the Philippines are quick and secure. Plus, they're flexible. Not only do many banks allow account holders to create QR codes that others can scan, but mobile wallet apps like GCash do the same!

Both options are far superior alternatives to using a conventional remittance provider. The Moreta Pay app makes money transfer to the Philippines a breeze. The best part? Whether you choose to do a direct bank transfer or a QR code payment to the Philippines, funds typically arrive faster when you use Moreta. Moreta completes transfers faster than standard global remittance companies, ensuring your family has access to the money without a considerable wait. 

How to Send Money to GCash Using Moreta

Using the Moreta app to send money to GCash is a cinch. Start by downloading the Moreta app for your iOS or Android device. Then, create your account.

During the account creation process, you'll need to verify your identity for security purposes. Fortunately, Moreta makes it easy. All you have to do is take a photo of your passport and snap a selfie.

After verification, you can fund your account. With Moreta, you can connect a bank account or deposit funds with a card.

To send money to the Philippines, use the Moreta app to scan a QR code provided by your recipient. Alternatively, you can perform a bank transfer by providing your recipient's bank information directly. Verify the transfer information, and you're all set!

Transparent Money Transfer Fees and Exchange Rates

One of the most significant advantages of using Moreta to send money to GCash for your family in the Philippines is that it's significantly more cost-effective. There are many ways to approach global remittance. In the past, the only option was to turn to a remittance provider, and that option still exists today. You can also do international wire transfers.

The problem with those traditional remittance options is that they're costly. Remittance providers charge ridiculously high fees. Furthermore, exchanging funds to Philippine Pesos often comes with staggering markups, resulting in even higher costs. If you opt for an international wire transfer, you can pay up to $50 per transaction! That does not include a percentage for currency conversion fees.

When all is said and done, you're paying far more in fees than those services are worth.

Moreta prioritizes affordability and transparency over high fees. Moreta offers competitive pricing and complete transparency, which sets it apart from other payment solutions. When performing a transfer on the Moreta app, you can see the remittance cost to the Philippines upfront. Get those details in your local currency before initiating a transfer, so you fully understand what you're paying.

That transparency matters, and you'll quickly see how much Moreta can save you. Not only are you getting more competitive pricing, but using Moreta also frees you from hidden fees and markups. Currency exchange occurs when you initiate a transfer. As a result, you get the current mid-market rate with no added costs or markups.

Send money in your local currency, and your family in the Philippines will receive those funds in theirs. Save on currency exchange and make things easier for your recipients.

Send Money to Family in the Philippines Without Branch Visits

Another perk of using Moreta to initiate a money transfer to the Philippines is that you can do it all from your smartphone. Traditional remittance companies often require you to visit local branches or kiosks to provide tons of personal information. That's not the case with Moreta.

Send money from the comfort of home or on the go, all from your smartphone. That convenience goes both ways, too.

Your recipient won't have to visit a store or local remittance company branch to receive those funds, either. It goes directly to their bank, adding even more convenience while breaking down access barriers and removing delays.

Bank Transfer to the Philippines Made Simple

Bank transfers are a great option, whether you're sending money to support family or to a landlord as an expat. Moreta offers direct remittance, sending funds to a recipient's bank account without the need for complicated intermediaries.

Unlike other transfer options, there's no need for your recipient to go through hoops to access the funds you send. They don't have to visit a store, bank or local branch of a remittance company. Your money goes directly to their bank account, simplifying things both ways.

To perform a bank transfer with Moreta, you can use the app to input your recipient's banking information. It's a quick and stress-free process that's faster and more affordable than the alternatives.

QR Code Payment for Fast Philippines Transfers

QR code payments to the Philippines are even easier. Financial institutions throughout Southeast Asia allow account holders to generate personal QR codes. Not only is this method possible for remittance to the Philippines, but also to Thailand, Vietnam and other countries throughout the region. Even apps like GCash will generate codes for account holders.

Once your recipient generates their personal QR code, they can send it directly to you. From there, you can use the Moreta app to scan it and initiate your transfer. It's as easy and secure as paying a merchant via QR code.

Start Sending Money to the Philippines with Moreta Today

Ready to send money to the Philippines without the hassle, excessive costs or lengthy wait times from a traditional remittance provider? Moreta has you covered! Moreta offers lower costs, no hidden fees and complete transparency, all while making the process easier for you and your recipient in the Philippines. Send money on your terms, get all the flexibility you need and ensure your family receives funds faster.

Whether you're a balikbayan supporting your family back at home, an expat needing to send funds to a landlord or someone looking to send a gift to a loved one, Moreta can make it happen. Download the Moreta app today to create your account, verify your identity, add funds and start sending money to the Philippines!

Check out Moreta today to see just how easy global remittance can be.