How international travelers, nomads & expats can pay with QR codes in Venezuela
An arepa in Caracas, a boat up to Angel Falls, a beach day on Margarita: Venezuelans pay each other with Pago Móvil, and shops show its Suiche 7B QR code to take it. Moreta Pay scans that code for you, funded from your own bank or card, so you pay in bolívars without a Venezuelan account.
Suiche 7B QR
Costs, limits and tips
Paying in Venezuela
Guide updated
What it costs
- Transaction fee
- 1.5%
- Exchange rate today
- 1 USD = 974.13 VESLive rate, updated recently
The app always shows the live rate and the exact cost before you pay.
Local tips
- Look for the Suiche 7B or Pago Móvil QR code at the till. Some sellers show it on their phone instead of a printed card.
- Many prices are shown in dollars as well as bolívars. Ask for the bolívar total before you scan.
- Signal and power can drop outside the cities, so keep a little cash for rural areas and Canaima.
Why QR code is the best way to pay in Venezuela
QR codes are how people pay in Venezuela: hold up a phone, scan the code on the counter, done. Pago Móvil, the bank-to-bank phone payment built into Venezuelan bank apps, is how Venezuelans pay day to day, and its QR code saves typing a phone number, ID and bank for every purchase. Cafés, panaderías, pharmacies and market stalls show it at the till.
Moreta gives you the same thing as a visitor. A scan is contactless, so there is no card to hand over and no cash to carry, and each payment costs one flat fee at the live rate instead of a foreign transaction fee and a marked-up rate from your bank at home.
The problem with paying abroad as a tourist, expat or nomad
Paying abroad with the card in your wallet is easy until it is not. Your bank may block the first charge as suspicious. When it goes through, most cards add a foreign transaction fee and convert at a rate of their choosing, and some terminals offer to charge you in your own currency at a worse one.
Cash is no better. ATMs stack your bank's withdrawal fee, the operator's fee and a poor rate, and you still end up carrying more Venezuelan bolívar than you need and changing the rest back at the airport. Paying by QR from a wallet you fund yourself skips all of it: one fee, the live rate and no plastic.
Card or cash
- A foreign transaction fee on most cards
- Your bank's rate, or the terminal's worse one
- ATM fees from your bank and the operator
- Leftover Venezuelan bolívar to change back
Moreta
- One flat fee, shown before you slide to pay
- The live rate at the moment you pay
- No ATM and no card to hand over
- What you do not spend stays for the next country
How Moreta Pay works
Moreta is a wallet on your phone that pays Suiche 7B QR codes as if a local had scanned them. Set it up once, at home or on the plane, and it is ready before you land in Venezuela.
01Verify your identity
Download Moreta, scan your passport and take a selfie. Verification usually takes a few minutes, and your account can move money as soon as it passes.
- 02
Load funds to your Moreta Pay wallet
Link a US bank through Plaid, or send a SEPA, Faster Payments, Interac or PayID transfer. Cards, Apple Pay, Google Pay and USDC work too, and you can top up from the road.
- 03
Scan QR codes at local shops & restaurants
Tap Scan and point your camera at the Suiche 7B QR code on the counter. Moreta reads it the way a Venezuelan bank app would.
- 04
Get seamless payments on the go
Check the amount in Venezuelan bolívar, what it costs in your own currency and the fee, then slide to pay. The merchant sees the payment in their own app the moment it clears.
USD
EUR
GBP
CAD
AUD
Why Moreta Pay is better than alternatives
No local bank account required
Pay from the bank or card you already have. Nothing to open, nothing to close when you leave.
Seamless integration with Suiche 7B QR
Suiche 7B is the interbank network that runs Pago Móvil, and its QR code works across the banks connected to it. Moreta pays those codes directly, showing the amount in bolívars and in your own currency before you confirm.
Designed for international travelers, expats & nomads
A two-week trip or a year abroad, it works the same, and what you do not spend stays for the next country.
Several accepted payment types
Top up by bank transfer in US dollars, euros, pounds, Canadian or Australian dollars, or with a card, Apple Pay, Google Pay or USDC.
Lower fees compared to cash or card alternatives
One flat fee per payment, shown before you confirm. No ATM fees, and most banks add no foreign transaction fee.
Instant, contactless QR payments
Scan, check, slide. Nothing to hand over, and the merchant is paid in seconds.
Real exchange rates
Every payment converts to Venezuelan bolívar at the live rate at the moment you pay.
See today’s rate
Frequently asked questions
What travellers ask before paying by QR in Venezuela.
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