Expat life — page 3
Page 3 of every Moreta Pay story on expat life: guides for paying like a local abroad.
Expat life5 min read
The Laminated QR Card on Every Vietnamese Counter Is the Real Banking System
Expats in Vietnam pay for coffee, laundry, and street food with VietQR, not cards. Here's how to join the QR ecosystem and handle daily payments without a Vietnamese bank account.
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Expat life5 min read
Can You Actually Live in Thailand Without a Thai Bank Account? An Honest Payments Comparison
New expats in Thailand often wait months for a local bank account. Here's an honest comparison of cash, foreign cards, local wallets, and QR wallets for daily payments.
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Expat life7 min read
Sending Money to Family Abroad vs Loading a Travel Wallet: Why the Rails Aren't the Same
Your cousin in Cebu needs money for a hospital bill. Two weeks later, you're the one landing in Manila with a backpack, needing to pay for a jeepney ride and a plate of sisig at a Quezon City…
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Expat life7 min read
The Expat Tax Season Money Shuffle: Moving Funds Home From Malaysia or Brazil Without Losing to Fees
You are sitting in a mamak stall in Kuala Lumpur or a boteco in São Paulo, and your phone buzzes with a tax filing deadline in two weeks.
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Expat life8 min read
How Expats in Kuala Lumpur and Phnom Penh Actually Split Bills Between Roommates and Friends
Four plates of char kway teow at a mamak stall in Bangsar, one round of Tiger beers, and three roommates staring at a single bill because the fourth person paid with a card that doesn't work at that particular DuitNow…
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Expat life5 min read
How to Remit Money to The Philippines
Sending money to the Philippines isn't a niche activity. It's one of the biggest financial flows on the planet. The country pulled in over $38 billion in personal remittances in 2024, with most of it coming from…
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Expat life6 min read
How to Send Money to Your Family's GCash in the Philippines
Global remittance has a reputation for being a costly, frustrating and time-intensive process. However, for millions of people with family members living in the Philippines, it's a necessity. According to the latest…
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Expat life2 min read
How to Find Long-Term Rentals in Thailand as a Foreigner
Thailand’s affordable living costs and vibrant culture make it a popular destination for expats and digital nomads. Whether you’re staying short-term or applying for a DTV Visa Thailand, finding the right long-term…
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Expat life3 min read
Cost of Living in Southeast Asia: An Expat's Budget
Living in Southeast Asia as an expat offers an incredible blend of culture, adventure, and affordability. From Thailand to Vietnam, each country provides unique experiences and a lower cost of living compared to many…
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Read up, then pay like a local.
Scan local QR codes from your own bank or card, with no local account.