
Argentina · Banking app
Works with Moreta Pay
Pay Cuenta DNI codes without a Argentine bank
Yes. Moreta Pay lets visitors pay Cuenta DNI codes in Argentina without a Argentine bank account. Add money from the bank or card you already have, scan the Cuenta DNI code at the counter and slide to pay in Argentine peso. The merchant is paid the same way as when a local scans it.

The network
What is Cuenta DNI?
Cuenta DNI is the free digital wallet of Banco Provincia, opened with just an Argentine DNI. Users pay in shops by choosing Pago QR and scanning the code the merchant shows, often on its card terminal.
- Country
Argentina
- Currency
- Argentine peso (ARS)
- Type
- Banking app
- Run by
- Banco Provincia
- How locals pay
- They scan the code with the bank’s own app
- With Moreta
- Pay it from your Moreta balance

How to spot it
The QR code on the shop’s card terminal or counter, often with the Cuenta DNI logo where the shop runs a Cuenta DNI offer.
Can tourists pay Cuenta DNI?
Cuenta DNI lives inside a bank’s app, so it needs an account opened in Argentina. A card from home can’t pay the code on the counter, and opening a local account takes paperwork a visit rarely leaves time for.
Moreta closes that gap. It pays the Cuenta DNI code itself, from a balance you top up with your own bank, card, Apple Pay or Google Pay, and converts at the live rate at the moment you pay. One flat fee, shown before you slide to pay.
Card or cash
- A foreign transaction fee on most cards
- Your bank's rate, or the terminal's worse one
- ATM fees from your bank and the operator
- Leftover Argentine peso to change back
Moreta
- One flat fee, shown before you slide to pay
- The live rate at the moment you pay
- No ATM and no card to hand over
- What you do not spend stays for the next country
How to pay a Cuenta DNI code
Set Moreta up once, at home or on the plane. After that, paying a Cuenta DNI code in Argentina is a scan and a slide.
Costs, limits and tips
Paying in Argentina
- Transaction fee
- 1.5%per payment, at the live rateEvery fee
- Exchange rate today
- 1,646.05ARSfor 1 USDLive rate, updated recentlyCompare rates
- Max payment
- 4.35MARSabout 2,640 USD
- Weekly limit
- 8.7MARSabout 5,290 USD
The app always shows the live rate and the exact cost before you pay.
Guide updated
Local tips
- Look for the Mercado Pago or MODO code. Interoperable QR means one sticker serves every wallet.
- Prices move with inflation, so the live rate at the moment you scan is the right rate to pay.
- Keep a few small peso notes for buses in smaller towns and the odd cash-only kiosk.
Keep exploring
Other ways to pay in Argentina
Mercado PagoMobile wallet
UaláMobile wallet
MODOMobile wallet
BNA+Banking appThe Argentina guideFees, tips and every network in Argentina
Cuenta DNI questions
What visitors ask before paying Cuenta DNI in Argentina.
Showing 6 of 9 questions














