Travel & payment tips — page 20
Page 20 of Moreta Pay's travel and payment guides. Explore more stories on QR payments, local payment networks and managing money abroad.
ATM fees & rates4 min read
Peruvians Check Every Banknote Twice. Here's How to Stop Handling Them at All.
Ask ten travelers heading to Peru about money and you’ll hear the same handful of questions: how bad are the ATM fees, is the counterfeit-bill thing real, and what are those purple QR stickers on every market stall…
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ATM fees & rates5 min read
Argentina Has Four Ways to Pay. Most Travelers Pick the Wrong One.
Ask five travelers how to pay in Argentina and you will get five confident, contradictory answers. Bring crisp US dollars. No, use your foreign card, it gets a special rate now. No, get pesos from an ATM. No, everything…
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How to pay5 min read
Do You Really Need Cash in Brazil in 2026?
The coconut guy on Ipanema has a cooler, a machete, and a laminated QR code zip-tied to his umbrella pole. You watch three Brazilians in a row tap their phones at it, grab their coconuts, and wander off. Then it’s your…
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ATM fees & rates5 min read
Every Tugrik Withdrawal in Mongolia Costs More Than You Think
Mongolia is one of the trickier places in Asia to pay for things as a visitor. Ulaanbaatar has quietly gone digital, the countryside has not, and the payment options that internationally issued cards rely on are thinner…
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Money myths5 min read
Your Visa Card Won't Save You in Shanghai
Here is a scene that plays out daily at arrivals halls from Pudong to Chengdu. A traveler lands with a wallet full of crisp yuan from the airport exchange counter, a premium travel credit card, and total confidence…
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ATM fees & rates4 min read
How to Keep Your Won: Dodging ATM Fees and DCC Traps in South Korea
You land at Incheon, you’re jetlagged, and there’s a row of ATMs glowing at you near baggage claim. Every instinct says grab some won now, just in case.
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ATM fees & rates5 min read
Ringgit, Rails, and the Blue Sticker: What Paying in Malaysia Really Costs You
Stand in line at a kopitiam in Ipoh or a mamak in Kuala Lumpur and watch how people pay. Almost nobody counts out notes anymore. They point their phone at a small blue DuitNow QR sticker taped to the counter, tap…
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How to pay5 min read
Your Wallet Is Too Small for Laos
It’s 7am at the Luang Prabang morning market and you’ve just bought a bag of sticky rice, two bananas, and a coffee poured over ice into a plastic bag with a straw. Total damage: not much. But the vendor is now counting…
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Money myths5 min read
Six Money Myths That Follow Travelers Around the Philippines
Ask five travelers how to handle money in the Philippines and you’ll get five confident, contradictory answers. Bring stacks of cash. Never bring cash. Get GCash on day one. Don’t bother, foreigners can’t get it. Use…
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Read up, then pay like a local.
Scan local QR codes from your own bank or card, with no local account.