Money myths — page 2
Page 2 of every Moreta Pay story on money myths: guides for paying like a local abroad.
ATM fees & rates5 min read
Stop Planning Your Bolivia Trip Around ATMs
Six myths travelers believe about money in Bolivia, corrected. How QR Simple works in La Paz and Santa Cruz, where cash still rules, and how to skip ATM fees.
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ATM fees & rates5 min read
The Gwangjang Market Test: What Travelers Get Wrong About Money in South Korea
South Korea is nearly cashless, but KakaoPay and Naver Pay are locked behind Korean phone verification. Here is what travelers get wrong, and how to actually pay there in 2026.
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ATM fees & rates5 min read
Still Hunting for an ATM in Hanoi? Six Vietnam Money Myths Worth Dropping in 2026
Vietnam runs on VietQR now, yet travelers keep paying ATM fees and bad exchange rates. Six common money myths about Vietnam, corrected one by one.
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How to pay6 min read
Everyone Told You Peru Runs on Cash. Lima Stopped Listening Years Ago.
Yape and Plin QR codes are everywhere in Peru, but visitors can't open either. Here's how travelers actually pay like locals in Peru without cash or a Peruvian bank account.
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Expat life7 min read
Why Sending Money for a Wedding or Emergency Still Takes Three Days in 2026: The Correspondent Bank Delay Explained
You are standing at a money changer in Manila on Friday morning, watching the teller refresh her screen for the third time. Your cousin's wedding catering deposit was supposed to arrive Tuesday.
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Safety & security6 min read
Notifying Your Bank Before You Fly Actually Matters Less Than This One Thing: A Fraud-Flag Survival Guide
You're at a padaria counter in São Paulo at 2am, card in hand. It declines.
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How to pay5 min read
Still Changing Hundreds of Dollars at Chinggis Khaan Airport? Let's Fix Your Mongolia Money Plan
Ulaanbaatar runs on QR codes while the steppe still runs on tugrik cash. We bust the most common myths travelers believe about paying in Mongolia in 2026.
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How to pay5 min read
The Crisp Dollar Bill Myth, and Everything Else Travelers Get Wrong About Paying in Cambodia
Torn dollars, riel change, ATM runs: most advice about money in Cambodia is outdated. Here is what paying with KHQR actually looks like, and how visitors can join in without a local bank.
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Expat life5 min read
Cash Is King in Colombia, and Four Other Myths Expats Should Retire
Colombia's cities now run on Nequi, Daviplata, and Bancolombia QR codes. We correct the most common money myths expats arrive with, from cash dependence to card cloning.
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Read up, then pay like a local.
Scan local QR codes from your own bank or card, with no local account.
