Travel & payment tips — page 28
Page 28 of Moreta Pay's travel and payment guides. Explore more stories on QR payments, local payment networks and managing money abroad.
Money myths5 min read
Six Money Myths That Follow Travelers Around the Philippines
Ask five travelers how to handle money in the Philippines and you’ll get five confident, contradictory answers. Bring stacks of cash. Never bring cash. Get GCash on day one. Don’t bother, foreigners can’t get it. Use…
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ATM fees & rates5 min read
Two Currencies, One QR Code: Your Cambodia Payment Questions, Answered
Cambodia manages to confuse first-time visitors twice before they’ve even bought a coconut. First there’s the money itself: US dollars and Cambodian riel circulating side by side, sometimes in the same transaction. Then…
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How to pay5 min read
That Laminated QR at the Bánh Mì Cart Works for You Too
Spend ten minutes at any coffee stall in Hanoi’s Old Quarter and you’ll notice it: locals order a cà phê sữa đá, point their phone at a laminated QR code taped to the counter, and walk off. No cash changes hands. The…
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How to pay5 min read
Nequi, Daviplata, or Neither? A Traveler's FAQ for Paying in Colombia
Ask a Colombian how they paid for their last empanada and there’s a good chance the answer involves a phone, not a wallet. Between Nequi, Daviplata, and Bancolombia’s QR codes, everyday payments in Colombia have quietly…
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ATM fees & rates5 min read
That 220 Baht ATM Fee Is Optional
There is a specific moment most travelers in Thailand know well. You are standing at an ATM in Bangkok or Chiang Mai, you have tapped through the menus, and the screen announces a 220 THB fee for using a foreign card…
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How to pay5 min read
How to Pay in Peru When You Can't Get Yape
Spend one morning in Peru and you’ll hear it: “¿Yape o Plin?” The señora selling juice at the mercado asks it. The taxi driver asks it. The guy renting sandboards in Huacachina asks it. Peru’s two QR wallets are so…
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How to pay5 min read
Bolivianos, Plastic, or QR Simple: What Actually Works in Bolivia in 2026?
Ask ten travelers how to pay in Bolivia and you will get ten confident, contradictory answers. Someone will swear the whole country runs on cash. Someone else will tell you their coffee in Santa Cruz was paid by…
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How to pay5 min read
Everyone at the Parrilla Paid by Phone Except You
It’s a Sunday afternoon in San Telmo, and the choripán stand has a line ten deep. You watch the woman ahead of you order, hold her phone over a laminated QR code taped to the counter, tap once, and walk off with her…
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How to pay5 min read
Ulaanbaatar Runs on QR Codes. The Steppe Runs on Cash. Here's How to Handle Both.
Mongolia surprises people. You land expecting a cash economy end to end, and then the barista at a specialty coffee shop in Ulaanbaatar points you at a QR code taped to the counter. Locals barely touch banknotes in the…
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Read up, then pay like a local.
Scan local QR codes from your own bank or card, with no local account.